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Bankruptcy in Kansas: Exemptions and Filing Guide

State-specific bankruptcy exemptions and filing information for Kansas. These exemptions determine what property you can keep when filing Chapter 7 bankruptcy.

Data last updated: Jan 15, 2025

Key Takeaways

  • Homestead exemption: Unlimited value (up to 1 acre in city, 160 acres on farmland).
  • Vehicle exemption: $20,000 (one motor vehicle).
  • Must use state exemptions (no federal option).
  • Attorney fees: $1,000–$1,800 (Ch. 7) / $2,500–$4,000 (Ch. 13) typical.
Unlimited value (up to 1 acre in city, 160 acres on farmland) Homestead exemption
$20,000 (one motor vehicle) Vehicle exemption
No Federal option
$338 (Chapter 7) / $313 (Chapter 13) Filing fee

Kansas Bankruptcy Exemptions

  • HomesteadUnlimited value (up to 1 acre in city, 160 acres on farmland)
  • Vehicle$20,000 (one motor vehicle)
  • Personal property$30,000 household furnishings and equipment
  • WildcardNone
  • Federal exemptionsNot available

Means Test: Kansas Median Income

To qualify for Chapter 7 in Kansas, your income must be below the state median or you must pass the means test showing no disposable income for creditors.

  • 1 person$57,600
  • 2 people$71,200
  • 3 people$82,600
  • 4 people$96,800

Filing Costs

  • Court filing fee$338 (Chapter 7) / $313 (Chapter 13)
  • Typical attorney fee$1,000–$1,800 (Ch. 7) / $2,500–$4,000 (Ch. 13)
  • Court districtsDistrict of Kansas

Kansas bankruptcy court

Related Resources

Frequently Asked Questions

  • Is the homestead exemption in Kansas unlimited?

    Yes, in dollar value. Kansas provides an unlimited homestead exemption, restricted to 1 acre in a city or 160 acres of farmland.

  • Can I keep my car in Kansas bankruptcy?

    Yes. Kansas has a generous $20,000 vehicle exemption for one motor vehicle.

  • Does Kansas allow federal exemptions?

    No. Kansas requires debtors to use state exemptions.

  • What happens to my small business if I file bankruptcy in Kansas?

    A Chapter 7 filing may require liquidating business assets, but many can be exempted. Chapter 13 allows you to keep business assets while repaying debts.

Legal Disclaimer: FreeNetLaw provides general legal information, not legal advice. The information on this site is not a substitute for consultation with a licensed attorney. Laws vary by jurisdiction and change frequently. Always verify information with official sources and consult a qualified attorney for advice about your specific situation.

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