Is it cheaper to form an LLC in Connecticut or Florida?

Connecticut is cheaper at formation ($120) than Florida ($125). Ongoing costs are also different: $180 vs $239 per year. Total over three years: $660 vs $842.

Can I form an LLC in Connecticut if I live in Florida?

Yes, but your Florida business will almost certainly need to register as a foreign LLC in Florida too, which means paying Florida's foreign registration fee and any ongoing Florida obligations on top of the Connecticut ones. The "form elsewhere to save" math usually doesn't work for operating businesses; it only works when you have no physical operations tied to any specific state.

How long does it take to form an LLC in Connecticut vs Florida?

Connecticut online: 5 business days; Florida online: 7 business days. Connecticut offers paid expedite from $50. Florida does not offer paid expedite.

Which state has lower taxes for an LLC, Connecticut or Florida?

Connecticut: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax. Florida: no state income tax, no entity-level franchise or LLC tax.

Do both states require a registered agent?

Yes. Every US state (and DC) requires every LLC to maintain a registered agent with a physical street address in the state. Connecticut and Florida both have this requirement. You can serve as your own agent if you live in the state; most out-of-state filers use a commercial agent for $50 to $125 per year.

Which state should I pick if I run an online business from home?

Form in the state you actually live in. Your home state's Department of Revenue treats your residence as nexus regardless of where the LLC is filed, which means you owe state income tax there anyway. Forming in Connecticut or Florida to escape your home state's tax doesn't work; it adds paperwork. The non-resident filings make sense when you genuinely operate nowhere in particular: international founders, purely passive holding entities, or real-estate LLCs owning property in other states.

Connecticut vs Florida LLC comparison

Connecticut charges $120 to form an LLC; Florida charges $125. Day-one sticker price is only part of the story, since most of the real cost comes from the annual obligations that stack up each year you keep the LLC open.

Over a rolling three-year window, Connecticut runs about $182 less in total state fees than Florida. Whether that gap matters depends on whether you actually operate in one of these states or are weighing a non-resident filing.

On speed, Connecticut typically clears standard online filings faster than Florida. Both states offer expedited tiers at an additional cost for filers on tight timelines.

For most small operators the choice is not really between these two states at all. It is between forming where the business actually operates and trying to route through a non-resident filing. The data below shows what each option actually costs.

Formation filing fee

Connecticut $120

Florida $125

Connecticut saves $5

Year 1 total estimate

Connecticut $300

Florida $364

Connecticut saves $64

Ongoing per year

Connecticut $180

Florida $239

Connecticut saves $59

3-year total

Connecticut $660

Florida $842

Connecticut saves $182

Key differences at a glance

Connecticut costs $5 less to form ($120 vs $125).
Connecticut is $59 per year cheaper to maintain ($180 vs $239).
Florida has no state individual income tax; pass-through LLC income flows to members without a state layer. The other state does tax at the member level.

Where each state fits

For most filers, forming in the state you actually operate from is the right call. The side-by-side below shows where the two states meaningfully diverge.

What each state offers that the other does not

Only Connecticut

Paid expedited tier

Only Florida

No state income tax

Both states

Online filing
No entity-level franchise or LLC tax
No publication requirement
Operating agreement not statutorily required

Three-year cost, side by side

Rough estimate of the state-facing cost to form and keep an LLC through three years. Both totals include a $100 per year registered-agent estimate.

Connecticut Florida

Year 1

$300

$364

Year 2

$480

$603

Year 3

$660

$842

Running total includes the one-time filing fee and annual ongoing costs (report fee or franchise tax plus a $100/year registered agent estimate).

What it costs under your specific situation

The table below runs the same LLC through four common scenarios. "Non-resident" rows assume a typical home-state foreign LLC registration adds about $200 per year of stacked cost; the real number depends on which state you live in and ranges from $50 to over $800 depending on jurisdiction.

Scenario	Year 1	Each year after	3-year total
You live in Connecticut, business operates there No foreign LLC registration needed. You pay Connecticut fees only.	$300	$180	$660
You live in Florida, business operates there No foreign LLC registration needed. You pay Florida fees only.	$364	$239	$842
Non-resident forming in Connecticut with operations elsewhere You pay Connecticut's fees plus a typical home-state foreign LLC registration of about $200 per year.	$500	$380	$1,260
Non-resident forming in Florida with operations elsewhere You pay Florida's fees plus a typical home-state foreign LLC registration of about $200 per year.	$564	$439	$1,442

Connecticut vs Florida: full comparison

Dimension	Connecticut	Florida
Online filing Can you file the formation document online?	Yes	Yes
Online approval time Standard, non-expedited	5 business days	7 business days
Expedited option Paid fast-track filing	$50	Not offered
Annual report Required in addition to tax	Required, $80	Required, $139
State-imposed annual tax Franchise, privilege, or LLC tax minimum	None	None
State income tax On pass-through LLC income at member level	Yes	No
Publication requirement Newspaper publication after formation	No	No
Operating agreement Required by state statute	Recommended, not required	Recommended, not required
Foreign LLC fee Cost to register as a foreign LLC in this state	$120	$125
State sales tax General statewide rate	6.3%	6.0%

Taxes in Connecticut and Florida

How each state handles entity-level tax on LLCs. Pass-through classification means member-level income tax also applies at each member's residence state.

Connecticut tax

No entity-level franchise tax on LLCs. State income tax applies to member-level pass-through income. Corporate rate 7.5%.

Florida tax

No entity-level franchise tax on LLCs. No state income tax. Corporate rate 5.5%.

Ongoing compliance

The recurring filings each state requires after formation.

Connecticut

Annual report $80, due 03/31 each year. Registered agent required in Connecticut.

Florida

Annual report $139, due 05/01 each year. Registered agent required in Florida.

Formation process, side by side

What actually happens from the moment you start filing to the moment you're in good standing. Use this as a checklist.

Connecticut

Check business-name availability on the Connecticut entity search.
Appoint a registered agent with a physical Connecticut street address.
File Certificate of Organization (Limited Liability Company, Domestic) for $120.
Wait for approval. Online typically 5 business days. Paid expedite from $50.
Adopt an operating agreement (recommended, not required by Connecticut statute).
Apply for a federal EIN (free from the IRS).
Open a business bank account to separate personal and business finances.
File your first annual report and pay $80 when it comes due.

Florida

Check business-name availability on the Florida entity search.
Appoint a registered agent with a physical Florida street address.
File CR2E047 - Articles of Organization for Florida Limited Liability Company for $125.
Wait for approval. Online typically 7 business days. No paid expedite offered.
Adopt an operating agreement (recommended, not required by Florida statute).
Apply for a federal EIN (free from the IRS).
Open a business bank account to separate personal and business finances.
File your first annual report and pay $139 when it comes due.

Before you pick either state

A few things that apply no matter which state you choose. These trip up enough first-time filers that they're worth stating explicitly.

Registered agent is non-negotiable. Both Connecticut and Florida (and every other US state) require every LLC to designate a registered agent with a physical street address in the state of formation. You can serve as your own agent if you live in the state; otherwise a commercial agent runs $50 to $125 per year. Using your own home address makes it part of the public record.

Forming elsewhere does not escape your home state's tax. If you live and operate a business from your home state, forming the LLC in Connecticut or Florida does not avoid your home state's income tax. The moment you transact business at home, your home state requires a foreign LLC registration, and state tax liability follows your residence regardless of where the entity sits on paper.

EIN applications are free. The IRS issues Employer Identification Numbers directly at no cost. Any service charging you to "get your EIN" is reselling a free form submission. Single-member LLCs with no employees technically don't need one for federal tax, but nearly every bank requires an EIN to open a business account.

Operating agreement matters more than the state you pick. A well-drafted operating agreement governs member ownership, management, profit splits, buy-sell terms, and dissolution. Without one, your LLC runs on the state's default rules, which are rarely what you want. California, Maine, Missouri, and New York require a written one by statute; every other state treats it as strongly recommended.

Agency contacts

Connecticut Secretary of the State, Business Services Division

Website: portal.ct.gov/sots
Phone: (860) 509-6003
Mail: Business Services Division, P.O. Box 150470, Hartford, CT 06115-0470
Office: 165 Capitol Avenue, Suite 1000, Hartford, CT 06106
Hours: 8:30 AM to 4:30 PM Eastern, Monday to Friday

Florida Department of State, Division of Corporations

Website: dos.fl.gov/sunbiz
Phone: (850) 245-6052
Email: NewFilingsCorpHelp@DOS.MyFlorida.com
Mail: Division of Corporations, P.O. Box 6327, Tallahassee, FL 32314
Office: The Centre of Tallahassee, 2415 N. Monroe Street, Suite 810, Tallahassee, FL 32303
Hours: 8:00 AM to 5:00 PM Eastern, Monday to Friday

Connecticut Department of Revenue Services

Website: portal.ct.gov/drs
Phone: (860) 297-5962
Email: drs@ct.gov
Mail: 450 Columbus Boulevard, Suite 1, Hartford, CT 06103
Hours: 8:30 AM to 4:30 PM Eastern, Monday to Friday

Florida Department of Revenue

Website: floridarevenue.com
Phone: (850) 488-6800
Mail: 5050 W Tennessee Street, Tallahassee, FL 32399-0100
Hours: 8:00 AM to 5:00 PM Eastern, Monday to Friday

Frequently Asked Questions

Is it cheaper to form an LLC in Connecticut or Florida?

Connecticut is cheaper at formation ($120) than Florida ($125). Ongoing costs are also different: $180 vs $239 per year. Total over three years: $660 vs $842.
Can I form an LLC in Connecticut if I live in Florida?

Yes, but your Florida business will almost certainly need to register as a foreign LLC in Florida too, which means paying Florida's foreign registration fee and any ongoing Florida obligations on top of the Connecticut ones. The "form elsewhere to save" math usually doesn't work for operating businesses; it only works when you have no physical operations tied to any specific state.
How long does it take to form an LLC in Connecticut vs Florida?

Connecticut online: 5 business days; Florida online: 7 business days. Connecticut offers paid expedite from $50. Florida does not offer paid expedite.
Which state has lower taxes for an LLC, Connecticut or Florida?

Connecticut: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax. Florida: no state income tax, no entity-level franchise or LLC tax.
Do both states require a registered agent?

Yes. Every US state (and DC) requires every LLC to maintain a registered agent with a physical street address in the state. Connecticut and Florida both have this requirement. You can serve as your own agent if you live in the state; most out-of-state filers use a commercial agent for $50 to $125 per year.
Which state should I pick if I run an online business from home?

Form in the state you actually live in. Your home state's Department of Revenue treats your residence as nexus regardless of where the LLC is filed, which means you owe state income tax there anyway. Forming in Connecticut or Florida to escape your home state's tax doesn't work; it adds paperwork. The non-resident filings make sense when you genuinely operate nowhere in particular: international founders, purely passive holding entities, or real-estate LLCs owning property in other states.

Full state guides

ConnecticutOpen Connecticut LLC guide →
FloridaOpen Florida LLC guide →

More Connecticut and Florida comparisons

More Connecticut vs ...

More Florida vs ...

Sources

Filing fee: business.ct.gov/knowledge-base/articles/domestic-limited-liability-com… · verified April 21, 2026
Connecticut Secretary of the State Business Services: Certificate of Organization (formation of a domestic LLC) fee is $120. Same fee applies whether filed online through Business.CT.gov or by mail.
Expedited filing: business.ct.gov/knowledge-base/articles/expedited-services · verified April 21, 2026
Connecticut expedited service fee is $50 per transaction. Expedited service is only available for online filings through Business.CT.gov (not available for mail). Expedited filings typically process within 24 hours.
Annual report fee: business.ct.gov/knowledge-base/articles/domestic-limited-liability-com… · verified April 21, 2026
Annual Report fee = $80, filed online between January 1 and March 31 each year. Same $80 fee applies to foreign LLCs (Foreign Annual Report).
Franchise tax: www.cttaxalert.com/2019/08/business-entity-tax-repeal/ · verified April 21, 2026
Connecticut Public Act 19-117 (2019 budget bill) repealed the $250 biennial Business Entity Tax (Conn. Gen. Stat. Sec. 12-284b) effective for tax years beginning on or after January 1, 2020. Connecticut no longer imposes a franchise tax or business entity tax on LLCs. Flagged as applies: false per the instructions.
Foreign LLC registration fee: business.ct.gov/knowledge-base/articles/foreign-limited-liability-comp… · verified April 21, 2026
Connecticut Foreign Registration Statement (foreign LLC): $120 filing fee, matching the domestic Certificate of Organization. Foreign LLCs also file the $80 Annual Report between January 1 and March 31.
Sales tax rate: portal.ct.gov/drs/sales-tax/sales-and-use-tax-information · verified April 21, 2026
Connecticut Department of Revenue Services: statewide general sales and use tax rate is 6.35%. Connecticut does not authorize local sales taxes. A higher 7.75% rate applies to certain luxury goods and a 1% rate applies to computer and data processing services.
Corporate income tax rate: portal.ct.gov/drs/corporation-tax/corporation-business-tax · verified April 21, 2026
Connecticut Corporation Business Tax (CBT) base rate is 7.5% on net income. A 10% CBT surtax has been extended through income years beginning before January 1, 2026 by Public Act 24-151. The 7.5% is Connecticut's income-only corporate rate; the surtax and PTET are noted in taxes.notes rather than folded into this number.
Business name search: service.ct.gov/business/s/onlinebusinesssearch?language=en_US · verified April 21, 2026
Connecticut Business Records Search via the CT.gov portal. Use before filing to confirm name availability.
Online filing portal: business.ct.gov/ · verified April 21, 2026
Business.CT.gov is the official online filing portal for Connecticut business formation, annual reports, and amendments. Filings typically complete within 3 to 5 business days (standard) or about 1 business day with the $50 expedited fee.
Operating agreement requirement: law.justia.com/codes/connecticut/title-34/chapter-613a/section-34-243d… · verified April 21, 2026
Conn. Gen. Stat. Sec. 34-243a defines an operating agreement as the agreement of all members whether oral, implied, in a record, or any combination. No statutory requirement that the agreement be written or filed. Recorded as not required.
Publication requirement: law.justia.com/codes/connecticut/title-34/chapter-613a/ · verified April 21, 2026
Connecticut Uniform Limited Liability Company Act (Chapter 613a) contains no newspaper publication requirement. LLCs are not required to publish notice of formation.
Filing fee: dos.fl.gov/sunbiz/forms/fees/llc-fees/ · verified April 21, 2026
Florida Division of Corporations LLC fee schedule: Articles of Organization $100.00 + mandatory Registered Agent Designation $25.00 = $125.00 total. Same fee whether filed online or by mail.
Expedited filing: dos.fl.gov/sunbiz/start-business/efile/fl-llc/ · verified April 21, 2026
Florida Division of Corporations does not offer expedited filing service for new LLC formations. Documents are processed in the order received. Online filings with credit card typically post within 2-3 business days; mail filings take several weeks.
Online filing portal: efile.sunbiz.org/llc_file.html · verified April 21, 2026
Sunbiz e-file portal for new Florida LLC Articles of Organization.
Certificate of Formation form: dos.fl.gov/sunbiz/forms/limited-liability-company/ · verified April 21, 2026
Form CR2E047 - Articles of Organization for Florida LLC. Available as PDF at http://form.sunbiz.org/pdf/cr2e047.pdf
Business name search: search.sunbiz.org/Inquiry/CorporationSearch/ByName · verified April 21, 2026
Sunbiz business entity search by name.
Operating agreement requirement: www.flsenate.gov/Laws/Statutes/2025/605.0105 · verified April 21, 2026
Fla. Stat. §605.0105 defines the LLC operating agreement as an agreement that 'may be oral, implied, in a record, or in any combination thereof.' Not required to be written or filed with the state.
Publication requirement: www.flsenate.gov/Laws/Statutes/2025/Chapter605/All · verified April 21, 2026
Florida Chapter 605 (Florida Revised LLC Act) imposes no newspaper publication requirement to form an LLC.
Foreign LLC registration fee: dos.fl.gov/sunbiz/forms/fees/llc-fees/ · verified April 21, 2026
Foreign LLC Application for Authorization to Transact Business: $100 filing + $25 registered agent = $125 total. Same as domestic formation fee.
Annual report fee: dos.fl.gov/sunbiz/manage-business/efile/annual-report/ · verified April 21, 2026
Florida Department of State: $138.75 annual report fee for LLCs. Due January 1 through May 1. Late filing after May 1 adds a $400 non-negotiable penalty (total $538.75). Administrative dissolution begins after the third Friday in September for unfiled reports.
Franchise tax: floridarevenue.com/taxes/taxesfees/Pages/corporate.aspx · verified April 21, 2026
Florida has no franchise tax. Corporate income tax of 5.5% applies only when an LLC elects C-corp treatment or is owned by a corporation. No state-level entity-level tax on pass-through LLCs.
State income tax: floridarevenue.com/taxes/taxesfees/Pages/individual.aspx · verified April 21, 2026
Florida Constitution Article VII, Section 5 prohibits a personal income tax. Pass-through LLC income flows to members who owe no Florida individual income tax.
Corporate income tax rate: floridarevenue.com/taxes/taxesfees/Pages/corporate.aspx · verified April 21, 2026
Florida corporate income tax rate is 5.5% for taxable years on or after January 1, 2022.
Sales tax rate: floridarevenue.com/taxes/taxesfees/Pages/sales_tax.aspx · verified April 21, 2026
Florida general state sales tax rate is 6%. Counties may impose a discretionary sales surtax ranging 0.5% to 1.5%.

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