Hawaii charges $51 to form an LLC; Mississippi charges $50. Day-one sticker price is only part of the story, since most of the real cost comes from the annual obligations that stack up each year you keep the LLC open.

Over a rolling three-year window, Mississippi runs about $46 less in total state fees than Hawaii. Whether that gap matters depends on whether you actually operate in one of these states or are weighing a non-resident filing.

On speed, Mississippi typically clears standard online filings faster than Hawaii. Both states offer expedited tiers at an additional cost for filers on tight timelines.

For most small operators the choice is not really between these two states at all. It is between forming where the business actually operates and trying to route through a non-resident filing. The data below shows what each option actually costs.

Formation filing fee
Hawaii $51
Mississippi $50
Mississippi saves $1
Year 1 total estimate
Hawaii $166
Mississippi $150
Mississippi saves $16
Ongoing per year
Hawaii $115
Mississippi $100
Mississippi saves $15
3-year total
Hawaii $396
Mississippi $350
Mississippi saves $46

Key differences at a glance

  • Mississippi costs $1 less to form ($50 vs $51).
  • Mississippi is $15 per year cheaper to maintain ($100 vs $115).

Where each state fits

For most filers, forming in the state you actually operate from is the right call. The side-by-side below shows where the two states meaningfully diverge.

What each state offers that the other does not

Only Hawaii

  • Paid expedited tier
  • No state sales tax

Both states

  • Online filing
  • No entity-level franchise or LLC tax
  • No publication requirement
  • Operating agreement not statutorily required

Three-year cost, side by side

Rough estimate of the state-facing cost to form and keep an LLC through three years. Both totals include a $100 per year registered-agent estimate.

Hawaii Mississippi
Year 1
$166
$150
Year 2
$281
$250
Year 3
$396
$350

Running total includes the one-time filing fee and annual ongoing costs (report fee or franchise tax plus a $100/year registered agent estimate).

What it costs under your specific situation

The table below runs the same LLC through four common scenarios. "Non-resident" rows assume a typical home-state foreign LLC registration adds about $200 per year of stacked cost; the real number depends on which state you live in and ranges from $50 to over $800 depending on jurisdiction.

Scenario Year 1 Each year after 3-year total
You live in Hawaii, business operates there
No foreign LLC registration needed. You pay Hawaii fees only.
$166 $115 $396
You live in Mississippi, business operates there
No foreign LLC registration needed. You pay Mississippi fees only.
$150 $100 $350
Non-resident forming in Hawaii with operations elsewhere
You pay Hawaii's fees plus a typical home-state foreign LLC registration of about $200 per year.
$366 $315 $996
Non-resident forming in Mississippi with operations elsewhere
You pay Mississippi's fees plus a typical home-state foreign LLC registration of about $200 per year.
$350 $300 $950

Hawaii vs Mississippi: full comparison

Dimension Hawaii Mississippi
Online filing
Can you file the formation document online?
Yes Yes
Online approval time
Standard, non-expedited
5 business days 2 business days
Expedited option
Paid fast-track filing
$25 Not offered
Annual report
Required in addition to tax
Required, $15 Required, $0
State-imposed annual tax
Franchise, privilege, or LLC tax minimum
None None
State income tax
On pass-through LLC income at member level
Yes Yes
Publication requirement
Newspaper publication after formation
No No
Operating agreement
Required by state statute
Recommended, not required Recommended, not required
Foreign LLC fee
Cost to register as a foreign LLC in this state
$51 $250
State sales tax
General statewide rate
None 7.0%

Taxes in Hawaii and Mississippi

How each state handles entity-level tax on LLCs. Pass-through classification means member-level income tax also applies at each member's residence state.

Hawaii tax

No entity-level franchise tax on LLCs. State income tax applies to member-level pass-through income. Corporate rate 6.4%.

Mississippi tax

No entity-level franchise tax on LLCs. State income tax applies to member-level pass-through income. Corporate rate 5.0%.

Ongoing compliance

The recurring filings each state requires after formation.

Hawaii

Annual report $15, due on your anniversary month. Registered agent required in Hawaii.

Mississippi

Annual report $0, due 04/15 each year. Registered agent required in Mississippi.

Formation process, side by side

What actually happens from the moment you start filing to the moment you're in good standing. Use this as a checklist.

Hawaii

  1. Check business-name availability on the Hawaii entity search.
  2. Appoint a registered agent with a physical Hawaii street address.
  3. File Articles of Organization for Limited Liability Company (Form LLC-1) for $51.
  4. Wait for approval. Online typically 5 business days. Paid expedite from $25.
  5. Adopt an operating agreement (recommended, not required by Hawaii statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. File your first annual report and pay $15 when it comes due.

Mississippi

  1. Check business-name availability on the Mississippi entity search.
  2. Appoint a registered agent with a physical Mississippi street address.
  3. File Mississippi LLC Certificate of Formation (Form F0100) for $50.
  4. Wait for approval. Online typically 2 business days. No paid expedite offered.
  5. Adopt an operating agreement (recommended, not required by Mississippi statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. File your first annual report and pay $0 when it comes due.

Before you pick either state

A few things that apply no matter which state you choose. These trip up enough first-time filers that they're worth stating explicitly.

Registered agent is non-negotiable. Both Hawaii and Mississippi (and every other US state) require every LLC to designate a registered agent with a physical street address in the state of formation. You can serve as your own agent if you live in the state; otherwise a commercial agent runs $50 to $125 per year. Using your own home address makes it part of the public record.

Forming elsewhere does not escape your home state's tax. If you live and operate a business from your home state, forming the LLC in Hawaii or Mississippi does not avoid your home state's income tax. The moment you transact business at home, your home state requires a foreign LLC registration, and state tax liability follows your residence regardless of where the entity sits on paper.

EIN applications are free. The IRS issues Employer Identification Numbers directly at no cost. Any service charging you to "get your EIN" is reselling a free form submission. Single-member LLCs with no employees technically don't need one for federal tax, but nearly every bank requires an EIN to open a business account.

Operating agreement matters more than the state you pick. A well-drafted operating agreement governs member ownership, management, profit splits, buy-sell terms, and dissolution. Without one, your LLC runs on the state's default rules, which are rarely what you want. California, Maine, Missouri, and New York require a written one by statute; every other state treats it as strongly recommended.

Agency contacts

Hawaii Department of Commerce and Consumer Affairs - Business Registration Division

Website
cca.hawaii.gov/breg
Phone
(808) 586-2727
Email
breg@dcca.hawaii.gov
Mail
Business Registration Division, Department of Commerce and Consumer Affairs, P.O. Box 40, Honolulu, HI 96810
Office
335 Merchant Street, Room 201, Honolulu, HI 96813
Hours
7:45 AM to 4:30 PM Hawaii-Aleutian Standard Time, Monday to Friday

Mississippi Secretary of State, Business Services Division

Website
www.sos.ms.gov/business-services-regulation
Phone
(601) 359-1633
Email
CustomerService@sos.ms.gov
Mail
P.O. Box 136, Jackson, MS 39205-0136
Office
660 North Street, Jackson, MS 39201
Hours
8:00 AM to 5:00 PM Central, Monday to Friday

Hawaii Department of Taxation

Website
tax.hawaii.gov
Phone
(808) 587-4242
Mail
Department of Taxation, P.O. Box 259, Honolulu, HI 96809-0259
Office
830 Punchbowl Street, Honolulu, HI 96813-5094
Hours
7:45 AM to 4:00 PM Hawaii-Aleutian Standard Time, Monday to Friday

Mississippi Department of Revenue

Website
www.dor.ms.gov
Phone
(601) 923-7700
Mail
P.O. Box 1033, Jackson, MS 39215-1033
Office
500 Clinton Center Drive, Clinton, MS 39056
Hours
8:00 AM to 5:00 PM Central, Monday to Friday

Frequently Asked Questions

  • Is it cheaper to form an LLC in Hawaii or Mississippi?

    Mississippi is cheaper at formation ($50) than Hawaii ($51). Ongoing costs are also different: $100 vs $115 per year. Total over three years: $350 vs $396.

  • Can I form an LLC in Hawaii if I live in Mississippi?

    Yes, but your Mississippi business will almost certainly need to register as a foreign LLC in Mississippi too, which means paying Mississippi's foreign registration fee and any ongoing Mississippi obligations on top of the Hawaii ones. The "form elsewhere to save" math usually doesn't work for operating businesses; it only works when you have no physical operations tied to any specific state.

  • How long does it take to form an LLC in Hawaii vs Mississippi?

    Hawaii online: 5 business days; Mississippi online: 2 business days. Hawaii offers paid expedite from $25. Mississippi does not offer paid expedite.

  • Which state has lower taxes for an LLC, Hawaii or Mississippi?

    Hawaii: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax. Mississippi: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax.

  • Do both states require a registered agent?

    Yes. Every US state (and DC) requires every LLC to maintain a registered agent with a physical street address in the state. Hawaii and Mississippi both have this requirement. You can serve as your own agent if you live in the state; most out-of-state filers use a commercial agent for $50 to $125 per year.

  • Which state should I pick if I run an online business from home?

    Form in the state you actually live in. Your home state's Department of Revenue treats your residence as nexus regardless of where the LLC is filed, which means you owe state income tax there anyway. Forming in Hawaii or Mississippi to escape your home state's tax doesn't work; it adds paperwork. The non-resident filings make sense when you genuinely operate nowhere in particular: international founders, purely passive holding entities, or real-estate LLCs owning property in other states.

Full state guides

More Hawaii and Mississippi comparisons

Sources

  • Online filing portal: cca.hawaii.gov/breg/ · verified April 21, 2026
    Hawaii BREG is launching a replacement business registration portal on April 27, 2026 (the legacy hbe.ehawaii.gov system went offline April 20). The new portal URL is not yet published. Until we can confirm the new direct URL, we point filers at the BREG division homepage, which lists the live online filing entry point. Re-verify once the new portal URL is announced.
  • Business name search: cca.hawaii.gov/business-check/ · verified April 21, 2026
    DCCA Business Check is Hawaii's current live business-name search surface and remains the right entry point regardless of the BREG portal migration.
  • Filing fee: cca.hawaii.gov/wp-content/uploads/2025/12/Form-Fee-Schedule-12-2022.pd… · verified April 21, 2026
    Hawaii DCCA Business Registration Division Form Fee Schedule (Rev. 12/2022): Limited Liability Company Articles of Organization filing fee = $50.00. A $1.00 State Archives preservation fee (HRS Section 94-8) is also imposed on permanent documents collected by BREG, bringing the day-one total to $51.00.
  • Expedited filing: cca.hawaii.gov/wp-content/uploads/2025/12/Form-Fee-Schedule-12-2022.pd… · verified April 21, 2026
    Hawaii DCCA Form Fee Schedule: Expedited Review Fee = $25.00 (additional) for most LLC filings including Articles of Organization. Expedited online filings are typically processed in 1 to 3 business days per BREG guidance.
  • Foreign LLC registration fee: cca.hawaii.gov/wp-content/uploads/2025/12/Form-Fee-Schedule-12-2022.pd… · verified April 21, 2026
    Foreign LLC Application for Certificate of Authority filing fee = $50.00 plus $1.00 State Archives preservation fee = $51.00 day-one cost.
  • Operating agreement requirement: law.justia.com/codes/hawaii/title-23a/chapter-428/section-428-103/ · verified April 21, 2026
    HRS Section 428-103 (Effect of operating agreement; nonwaivable provisions) permits but does not require an operating agreement. Hawaii Uniform Limited Liability Company Act does not require a written operating agreement.
  • Publication requirement: cca.hawaii.gov/breg/registration/dllc/ · verified April 21, 2026
    Hawaii BREG LLC registration page and HRS Chapter 428 contain no publication requirement for LLCs.
  • Annual report fee: cca.hawaii.gov/wp-content/uploads/2025/12/Form-Fee-Schedule-12-2022.pd… · verified April 21, 2026
    Annual Report (Domestic/Foreign) LLC filing fee = $15.00 per Hawaii DCCA Form Fee Schedule. Due during the calendar quarter containing the LLC's registration anniversary per HRS Section 428-210. Late fee $10 per year. Authority confirmed via HRS Section 428-210.
  • Franchise tax: tax.hawaii.gov/geninfo/get/ · verified April 21, 2026
    Hawaii Department of Taxation: no franchise tax on LLCs. The General Excise Tax (GET) is a gross receipts tax, not a franchise tax. LLCs owe GET on business activity, not a separate entity-level franchise or privilege tax.
  • Corporate income tax rate: taxfoundation.org/location/hawaii/ · verified April 21, 2026
    Hawaii corporate income tax: 4.4% on income up to $25,000, 5.4% on $25,001 to $100,000, 6.4% on income above $100,000. Record top marginal rate 6.4% as the income-only max. LLCs that default to pass-through do not owe this tax.
  • Sales tax rate: tax.hawaii.gov/geninfo/get/ · verified April 21, 2026
    Hawaii has no retail sales tax. The General Excise Tax (GET) at 4% state plus 0.5% county surcharge is a gross receipts tax on the business. Recorded salesTaxRate as 0 per schema convention (statewide retail sales rate). GET nuance captured in taxes.notes.
  • Business name search: hbe.ehawaii.gov/documents/search.html · verified April 21, 2026
    Hawaii Business Express (HBE) document and entity search. Confirm name availability before filing. Note: HBE is being replaced by a new BREG portal on April 27, 2026; URLs may update.
  • Certificate of Formation form: files.hawaii.gov/dcca/breg/registration/forms/llc-1.pdf · verified April 21, 2026
    Official Form LLC-1 Articles of Organization for Hawaii LLC, published by DCCA Business Registration Division. Can be filed online via HBE, by mail, fax, email, or in person.
  • Filing fee: www.sos.ms.gov/content/documents/Business/FeeSchedule.pdf · verified April 21, 2026
    Mississippi Secretary of State Business Documents Filing Fees schedule: F0100 MS LLC Certificate of Formation $50. Foreign LLC F0200 Application for Registration $250. Mississippi requires online filing for LLC formation through the Corporations portal.
  • Expedited filing: www.sos.ms.gov/content/documents/Business/FeeSchedule.pdf · verified April 21, 2026
    Mississippi Secretary of State does not publish a paid expedited tier for LLC Certificate of Formation filings. Online filings are typically processed within 1-2 business days, which serves as the default fast pathway.
  • Annual report fee: www.sos.ms.gov/content/documents/Business/FeeSchedule.pdf · verified April 21, 2026
    Mississippi SoS Fee Schedule: F0108 MS LLC Annual Report $0 (domestic). F0208 Foreign LLC Annual Report $250. All annual reports must be filed online through the Corporations portal. Deadline is April 15 each year per the SoS Annual Reports page.
  • Sales tax rate: www.dor.ms.gov/business/sales-and-use-tax · verified April 21, 2026
    Mississippi Department of Revenue: general statewide sales and use tax rate is 7 percent (Miss. Code Ann. Section 27-65-17). Only a small number of municipalities impose an additional local sales tax.
  • Corporate income tax rate: taxfoundation.org/data/all/state/state-corporate-income-tax-rates-brac… · verified April 21, 2026
    Mississippi top corporate income tax rate is 5 percent on taxable income over $10,000 under Miss. Code Ann. Section 27-7-5. Graduated: 4 percent on $5,000-$10,000, 5 percent above $10,000. First $5,000 is not taxed after 2022 repeal of the 3 percent bracket.
  • Foreign LLC registration fee: www.sos.ms.gov/content/documents/Business/FeeSchedule.pdf · verified April 21, 2026
    Mississippi SoS Fee Schedule: F0200 Application for Registration of Foreign Limited Liability Company $250.
  • Operating agreement requirement: law.justia.com/codes/mississippi/title-79/chapter-29/article-1/section… · verified April 21, 2026
    Mississippi Limited Liability Company Act (Miss. Code Ann. Section 79-29-123) permits but does not require a written operating agreement. Oral and implied agreements are recognized. No statutory mandate to adopt or file an operating agreement.