New York charges $200 to form an LLC; North Carolina charges $125. Day-one sticker price is only part of the story, since most of the real cost comes from the annual obligations that stack up each year you keep the LLC open.

Over a rolling three-year window, New York runs about $436 less in total state fees than North Carolina. Whether that gap matters depends on whether you actually operate in one of these states or are weighing a non-resident filing.

New York imposes an entity-level annual tax on every LLC ($25 minimum). North Carolina does not. For pass-through LLCs that would otherwise owe nothing at the state level, that minimum is the deciding line.

For most small operators the choice is not really between these two states at all. It is between forming where the business actually operates and trying to route through a non-resident filing. The data below shows what each option actually costs.

Formation filing fee
New York $200
North Carolina $125
North Carolina saves $75
Year 1 total estimate
New York $330
North Carolina $425
New York saves $96
Ongoing per year
New York $130
North Carolina $300
New York saves $170
3-year total
New York $590
North Carolina $1,025
New York saves $436

Key differences at a glance

  • North Carolina costs $75 less to form ($125 vs $200).
  • New York is $170 per year cheaper to maintain ($130 vs $300).
  • New York imposes an entity-level franchise or LLC tax that applies to pass-through LLCs. North Carolina does not.
  • New York requires newly formed LLCs to publish a formation notice in local newspapers; this can add $50 to $1,800 depending on county.
  • New York requires LLCs to adopt a written operating agreement by statute. The other state treats it as recommended rather than required.

Where each state fits

For most filers, forming in the state you actually operate from is the right call. The side-by-side below shows where the two states meaningfully diverge.

What each state offers that the other does not

Only North Carolina

  • No entity-level franchise or LLC tax
  • No publication requirement
  • Operating agreement not statutorily required

Both states

  • Online filing
  • Paid expedited tier

Three-year cost, side by side

Rough estimate of the state-facing cost to form and keep an LLC through three years. Both totals include a $100 per year registered-agent estimate.

New York North Carolina
Year 1
$330
$425
Year 2
$460
$725
Year 3
$590
$1,025

Running total includes the one-time filing fee and annual ongoing costs (report fee or franchise tax plus a $100/year registered agent estimate).

What it costs under your specific situation

The table below runs the same LLC through four common scenarios. "Non-resident" rows assume a typical home-state foreign LLC registration adds about $200 per year of stacked cost; the real number depends on which state you live in and ranges from $50 to over $800 depending on jurisdiction.

Scenario Year 1 Each year after 3-year total
You live in New York, business operates there
No foreign LLC registration needed. You pay New York fees only.
$330 $130 $590
You live in North Carolina, business operates there
No foreign LLC registration needed. You pay North Carolina fees only.
$425 $300 $1,025
Non-resident forming in New York with operations elsewhere
You pay New York's fees plus a typical home-state foreign LLC registration of about $200 per year.
$530 $330 $1,190
Non-resident forming in North Carolina with operations elsewhere
You pay North Carolina's fees plus a typical home-state foreign LLC registration of about $200 per year.
$625 $500 $1,625

New York vs North Carolina: full comparison

Dimension New York North Carolina
Online filing
Can you file the formation document online?
Yes Yes
Online approval time
Standard, non-expedited
3 business days 3 business days
Expedited option
Paid fast-track filing
$25 $100
Annual report
Required in addition to tax
Required, $9 Required, $200
State-imposed annual tax
Franchise, privilege, or LLC tax minimum
$25 minimum None
State income tax
On pass-through LLC income at member level
Yes Yes
Publication requirement
Newspaper publication after formation
Required No
Operating agreement
Required by state statute
Required by statute Recommended, not required
Foreign LLC fee
Cost to register as a foreign LLC in this state
$250 $250
State sales tax
General statewide rate
4.0% 4.8%

Taxes in New York and North Carolina

How each state handles entity-level tax on LLCs. Pass-through classification means member-level income tax also applies at each member's residence state.

New York tax

$25 minimum annual tax (gross-receipts-tiered basis). State income tax applies to member-level pass-through income. Corporate rate 7.3%.

North Carolina tax

No entity-level franchise tax on LLCs. State income tax applies to member-level pass-through income. Corporate rate 2.0%.

Ongoing compliance

The recurring filings each state requires after formation.

New York

Annual report $9, due on your anniversary month. Registered agent required in New York.

North Carolina

Annual report $200, due 04/15 each year. Registered agent required in North Carolina.

Formation process, side by side

What actually happens from the moment you start filing to the moment you're in good standing. Use this as a checklist.

New York

  1. Prepare a publication-ready notice (required in New York).
  2. Check business-name availability on the New York entity search.
  3. Appoint a registered agent with a physical New York street address.
  4. File Articles of Organization (DOS-1336) for $200.
  5. Wait for approval. Online typically 3 business days. Paid expedite from $25.
  6. Adopt a written operating agreement (statutorily required in New York).
  7. Apply for a federal EIN (free from the IRS).
  8. Open a business bank account to separate personal and business finances.
  9. File your first annual report and pay $9 when it comes due.

North Carolina

  1. Check business-name availability on the North Carolina entity search.
  2. Appoint a registered agent with a physical North Carolina street address.
  3. File Articles of Organization for Limited Liability Company (Form L-01) for $125.
  4. Wait for approval. Online typically 3 business days. Paid expedite from $100.
  5. Adopt an operating agreement (recommended, not required by North Carolina statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. File your first annual report and pay $200 when it comes due.

Before you pick either state

A few things that apply no matter which state you choose. These trip up enough first-time filers that they're worth stating explicitly.

Registered agent is non-negotiable. Both New York and North Carolina (and every other US state) require every LLC to designate a registered agent with a physical street address in the state of formation. You can serve as your own agent if you live in the state; otherwise a commercial agent runs $50 to $125 per year. Using your own home address makes it part of the public record.

Forming elsewhere does not escape your home state's tax. If you live and operate a business from your home state, forming the LLC in New York or North Carolina does not avoid your home state's income tax. The moment you transact business at home, your home state requires a foreign LLC registration, and state tax liability follows your residence regardless of where the entity sits on paper.

EIN applications are free. The IRS issues Employer Identification Numbers directly at no cost. Any service charging you to "get your EIN" is reselling a free form submission. Single-member LLCs with no employees technically don't need one for federal tax, but nearly every bank requires an EIN to open a business account.

Operating agreement matters more than the state you pick. A well-drafted operating agreement governs member ownership, management, profit splits, buy-sell terms, and dissolution. Without one, your LLC runs on the state's default rules, which are rarely what you want. California, Maine, Missouri, and New York require a written one by statute; every other state treats it as strongly recommended.

Agency contacts

New York Department of State - Division of Corporations, State Records and Uniform Commercial Code

Website
dos.ny.gov/division-corporations-state-records-and-uniform-commercial-code
Phone
(518) 473-2492
Mail
Department of State, Division of Corporations, State Records, and Uniform Commercial Code, One Commerce Plaza, 99 Washington Avenue, Albany, NY 12231
Office
One Commerce Plaza, 99 Washington Avenue, 6th Floor, Albany, NY 12231
Hours
9:00 AM to 4:30 PM Eastern, Monday to Friday

North Carolina Secretary of State, Business Registration Division

Website
www.sosnc.gov/divisions/business_registration
Phone
(919) 814-5400
Email
biz@sosnc.gov
Mail
P.O. Box 29622, Raleigh, NC 27626-0622
Office
2 South Salisbury Street, Raleigh, NC 27601-2903
Hours
8:00 AM to 5:00 PM Eastern, Monday to Friday

New York State Department of Taxation and Finance

Website
www.tax.ny.gov
Phone
(518) 457-5181
Mail
NYS Department of Taxation and Finance, W.A. Harriman Campus, Albany, NY 12227
Office
W.A. Harriman Campus, Albany, NY 12227
Hours
8:30 AM to 4:30 PM Eastern, Monday to Friday

North Carolina Department of Revenue

Website
www.ncdor.gov
Phone
(877) 252-3052
Mail
P.O. Box 25000, Raleigh, NC 27640-0640
Office
501 N. Wilmington Street, Raleigh, NC 27604
Hours
8:00 AM to 5:00 PM Eastern, Monday to Friday

Frequently Asked Questions

  • Is it cheaper to form an LLC in New York or North Carolina?

    North Carolina is cheaper at formation ($125) than New York ($200). Ongoing costs are also different: $300 vs $130 per year. Total over three years: $1,025 vs $590.

  • Can I form an LLC in New York if I live in North Carolina?

    Yes, but your North Carolina business will almost certainly need to register as a foreign LLC in North Carolina too, which means paying North Carolina's foreign registration fee and any ongoing North Carolina obligations on top of the New York ones. The "form elsewhere to save" math usually doesn't work for operating businesses; it only works when you have no physical operations tied to any specific state.

  • How long does it take to form an LLC in New York vs North Carolina?

    New York online: 3 business days; North Carolina online: 3 business days. New York offers paid expedite from $25. North Carolina offers paid expedite from $100.

  • Which state has lower taxes for an LLC, New York or North Carolina?

    New York: state income tax applies to member-level pass-through income, plus a $25 minimum entity-level tax. North Carolina: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax.

  • Do both states require a registered agent?

    Yes. Every US state (and DC) requires every LLC to maintain a registered agent with a physical street address in the state. New York and North Carolina both have this requirement. You can serve as your own agent if you live in the state; most out-of-state filers use a commercial agent for $50 to $125 per year.

  • Does New York or North Carolina have a publication requirement?

    New York does. New LLCs must publish a formation notice in approved newspapers, which can add $50 to $1,800 to your first-year cost depending on the county where the LLC is based. North Carolina has no publication requirement.

  • Do I need a written operating agreement in New York or North Carolina?

    New York requires LLCs to adopt a written operating agreement by statute. North Carolina treats it as strongly recommended rather than required. In practice, any LLC with more than one member, or any LLC planning to preserve its liability shield, should have a written agreement regardless of which state it's formed in.

  • Which state should I pick if I run an online business from home?

    Form in the state you actually live in. Your home state's Department of Revenue treats your residence as nexus regardless of where the LLC is filed, which means you owe state income tax there anyway. Forming in New York or North Carolina to escape your home state's tax doesn't work; it adds paperwork. The non-resident filings make sense when you genuinely operate nowhere in particular: international founders, purely passive holding entities, or real-estate LLCs owning property in other states.

Full state guides

More New York and North Carolina comparisons

Sources

  • Filing fee: dos.ny.gov/fee-schedules · verified April 21, 2026
    NY DOS Division of Corporations fee schedule: domestic LLC Articles of Organization filing fee = $200. Professional service LLC same fee.
  • Expedited filing: dos.ny.gov/fee-schedules · verified April 21, 2026
    Expedited surcharges on top of the filing fee: 24 hours = $25, same day = $75, 2 hours = $150. We report the cheapest 24-hour tier. Biennial Statements cannot be expedited.
  • Foreign LLC registration fee: dos.ny.gov/application-authority-foreign-limited-liability-companies · verified April 21, 2026
    Foreign LLC Application for Authority filing fee = $250 (standard). Professional service foreign LLC = $200. Foreign LLCs are also subject to the publication requirement.
  • Operating agreement requirement: www.nysenate.gov/legislation/laws/LLC/417 · verified April 21, 2026
    NY LLC Law Section 417(a): 'the members of a limited liability company shall adopt a written operating agreement.' Must be adopted before, at, or within 90 days after the filing of the Articles of Organization. The agreement is not filed with the state, but is statutorily required.
  • Publication requirement: www.nysenate.gov/legislation/laws/LLC/206 · verified April 21, 2026
    NY LLC Law Section 206 requires publication of a notice of LLC formation in two newspapers for six consecutive weeks within 120 days of formation, followed by filing a Certificate of Publication ($50) with DOS. Failure to publish suspends the LLC's authority to carry on, conduct, or transact business in New York. Cost ranges are referenced via county clerk designations; representative estimate ~$1,200 mid-range.
  • Annual report fee: dos.ny.gov/biennial-statements-business-corporations-and-limited-liabi… · verified April 21, 2026
    Biennial Statement fee = $9, mandated by NY LLC Law Section 301(e). Filed via the e-Statement Filing Service. Filing period is the calendar month of original Articles of Organization filing, every two years.
  • Franchise tax: www.tax.ny.gov/pit/efile/annual_filing_fee.htm · verified April 21, 2026
    New York charges an annual LLC filing fee on Form IT-204-LL, tiered by NY source gross income: <=$100k = $25; $100,001-$250,000 = $50; $250,001-$500,000 = $175; $500,001-$1M = $500; $1M-$5M = $1,500; $5M-$25M = $3,000; over $25M = $4,500. Disregarded-entity single-member LLCs pay a flat $25. Recorded as gross-receipts-tiered franchise-style charge because it functions as a mandatory annual state charge on the LLC entity even when pass-through.
  • Corporate income tax rate: www.tax.ny.gov/bus/ct/def_art9a.htm · verified April 21, 2026
    Article 9-A NY corporate franchise tax: base rate 6.5% for most corporations; 7.25% applies to business income over $5M (extended through 2026 under the 2021 state budget). LLCs are pass-through by default and do not owe Article 9-A unless they elect C-corp status federally.
  • Sales tax rate: www.tax.ny.gov/bus/st/stidx.htm · verified April 21, 2026
    NY statewide sales and use tax rate is 4%. Local jurisdictions add additional rates; combined rates range from about 7% to 8.875% (NYC). We record the statewide rate only.
  • Business name search: apps.dos.ny.gov/publicInquiry/ · verified April 21, 2026
    NY DOS Division of Corporations Public Inquiry entity search. Can lookup by entity name or DOS ID.
  • Online filing portal: dos.ny.gov/articles-organization-domestic-limited-liability-company-0 · verified April 21, 2026
    Official DOS page for Articles of Organization for domestic LLCs. Links to online filing. Acknowledgement receipt emailed within minutes; processing typically completed in 2-3 business days.
  • Certificate of Formation name: dos.ny.gov/system/files/documents/2024/05/articles-of-organization.pdf… · verified April 21, 2026
    Form DOS-1336, Articles of Organization for a Domestic Limited Liability Company, published by the NY DOS Division of Corporations.
  • Filing fee: www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_57D/G… · verified April 21, 2026
    NCGS §57D-1-22(a)(1): Articles of organization filing fee = $125. Statutory citation authoritative; same number appears on the Secretary of State forms and fee schedule.
  • Expedited filing: www.sosnc.gov/manual/register_a_foreign_business/expedited · verified April 21, 2026
    North Carolina Secretary of State expedited filing service: 24-hour service $100 additional; same-day service (received by noon ET) $200 additional. Cheapest tier is 24-hour at $100 reported here.
  • Annual report fee: www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_57D/G… · verified April 21, 2026
    NCGS §57D-1-22(a)(23) and §57D-2-24: Annual report fee $200, due by April 15 each year for LLCs. Online filings add a $2-$3 processing fee.
  • Franchise tax: www.ncdor.gov/taxes-forms/corporate-income-franchise-tax/corporate-inc… · verified April 21, 2026
    NCDOR Corporate Income and Franchise Tax Rates page. Franchise tax applies to C corporations, S corporations, and holding companies – not to default-classified LLCs. Minimum corporate franchise tax is $200, rate $1.50/$1,000 of tax base capped at $500 on the first $1M of base.
  • Operating agreement requirement: www.ncleg.gov/EnactedLegislation/Statutes/PDF/ByArticle/Chapter_57D/Ar… · verified April 21, 2026
    NCGS Chapter 57D (North Carolina Limited Liability Company Act) permits operating agreements in written, oral, or implied form. No statute requires adoption of a written operating agreement. Article 2 governs formation without imposing an operating-agreement requirement.
  • Foreign LLC registration fee: www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_57D/G… · verified April 21, 2026
    NCGS §57D-1-22(a)(4): Application for certificate of authority for a foreign LLC = $250 filing fee.
  • Publication requirement: www.ncleg.gov/EnactedLegislation/Statutes/PDF/ByChapter/Chapter_57D.pd… · verified April 21, 2026
    North Carolina's LLC Act (Chapter 57D) has no newspaper publication requirement for formation.
  • Business name search: www.sosnc.gov/search/index/corp · verified April 21, 2026
    North Carolina Secretary of State business entity search. Confirm name availability before filing Form L-01.
  • Sales tax rate: www.ncdor.gov/taxes-forms/sales-and-use-tax/sales-and-use-tax-rates/cu… · verified April 21, 2026
    NCDOR Current Sales and Use Tax Rates page. Statewide state rate is 4.75%; combined county rates range 6.75% to 7.50%.
  • Corporate income tax rate: www.ncdor.gov/taxes-forms/corporate-income-franchise-tax/corporate-inc… · verified April 21, 2026
    NCDOR confirms 2.00% corporate income tax rate for tax years beginning in 2026. Rate schedule (2021 budget bill S.B. 105): 2.50% (2022-2024), 2.25% (2025), 2.00% (2026-2027), 1.00% (2028), 0% (2029+). Applies to C-corps and LLCs electing corporate treatment.