Rocket Lawyer vs Stripe Atlas: pricing and features compared
Data last updated: Apr 21, 2026Rocket Lawyer starts at $40 plus state fees. Stripe Atlas starts at $500 plus state fees. Sticker-price differences between LLC formation services rarely tell the full story, since the cheapest tier usually excludes the EIN filing and operating agreement most filers need.
The registered agent renewal is the line item that actually matters over time: Stripe Atlas is $100 per year, Rocket Lawyer is $250. Over five years that delta adds up to $600, which is typically a larger swing than the formation-tier sticker price.
For most filers, the decision between two services is decided by three things: whether you need a $0 tier or can absorb a mid-tier to get the EIN and operating agreement bundled, how much the registered agent will cost you in year two and onward, and whether the support quality matters to you (it matters more if you're paying $200+ for the service in the first place).
Key differences at a glance
- Rocket Lawyer is $460 cheaper at the starting tier (both charge upfront).
- Stripe Atlas has the cheaper registered agent renewal ($100/yr vs $250/yr). Over five years that is a $600 difference.
- Stripe Atlas includes EIN filing in its default price; Rocket Lawyer sells it as a paid add-on. You can always get an EIN directly from the IRS in five minutes for free.
- Rocket Lawyer offers live chat support; the other relies on phone and email only.
- Stripe Atlas supports non-US founders without a US SSN. The other is primarily US-resident oriented.
Where each service fits
Pick Rocket Lawyer when
Pick Rocket Lawyer when you want the lowest possible day-one sticker price; you want live chat support.
Pick Stripe Atlas when
Pick Stripe Atlas when you're optimizing for lower long-term cost (RA renewal is cheaper); you're a non-US founder.
What each service offers that the other does not
Only Rocket Lawyer
- Phone support
- Live chat support
Only Stripe Atlas
- EIN included free
- Banking partner integration
- Non-US founder support
Both services
- Operating agreement included free
- Compliance dashboard
What it costs under your specific situation
Running the same LLC through three common scenarios. Year-1 and 5-year totals exclude state fees, which are identical for both services.
| Scenario | Rocket Lawyer Year 1 | Stripe Atlas Year 1 | Rocket Lawyer 5-year | Stripe Atlas 5-year |
|---|---|---|---|---|
| Just the basics: state filing, RA year 1, nothing else You file the EIN yourself at irs.gov and skip a written operating agreement. | $40 | $500 | $1,040 | $900 |
| You want EIN and operating agreement handled too Most new LLCs end up here. Assumes $70 EIN and $99 OA add-ons where the service charges for them. | $110 | $500 | $1,110 | $900 |
| Standalone registered agent only (no formation) You already formed the LLC elsewhere. Just swapping to this service's RA. | $250 | $0 | $1,250 | $0 |
Full feature comparison
| Dimension | Rocket Lawyer | Stripe Atlas |
|---|---|---|
| Starting price Cheapest tier, excludes state fees | $40 | $500 |
| Registered agent year 1 | Not included | Included |
| Registered agent renewal Year 2 onward, annual | $250/yr | $100/yr |
| Free $0 tier | No | No |
| EIN application | Paid add-on | Included free |
| Operating agreement | Included free | Included free |
| Compliance dashboard | Yes | Yes |
| Mail scanning | No | No |
| International founders | No | Yes |
| Banking partner | None | Mercury |
| Phone support | Monday-Friday 6am-6pm PT | No |
| Live chat | Yes | No |
| Trustpilot rating | 4.5/5 (9,717 reviews) | Not published |
Pricing tiers side by side
Rocket Lawyer
- One-time LLC formation (non-member) — $100
- Rocket Legal (monthly subscription) — $40 · renews $40/yr
- Rocket Legal+ (annual subscription) — $240 · renews $240/yr
Stripe Atlas
- Atlas — $500
Includes RA year 1 · renews $100/yr
Support and ratings, interpreted
Rocket Lawyer offers phone, email, live chat. Stripe Atlas offers email. Rocket Lawyer is the only one of the two with live chat, which matters if you anticipate back-and-forth questions during filing.
Rocket Lawyer
Phone: Monday-Friday 6am-6pm PT.
Email: yes.
Live chat: Monday-Friday business hours per vendor; vendor also offers Rocket Copilot AI chat 24/7 to members.
Trustpilot: 4.5/5 from 9,717 reviews.
Stripe Atlas
No phone support.
Email: yes.
No live chat.
Before you pick either service
A few things apply no matter which one you choose. These catch enough first-time filers to be worth stating plainly.
The state fee is identical. Whether you use Rocket Lawyer, Stripe Atlas, or neither, your state charges the same formation fee. Nothing a service does lowers that number. The fee ranges from $35 in Montana to $500 in Massachusetts depending on where you form. See the state-by-state guide for exact numbers.
You can get an EIN for free at irs.gov in five minutes. Both Rocket Lawyer and Stripe Atlas either bundle EIN filing or sell it as a paid add-on. You're never required to pay for EIN filing; the IRS charges nothing and the online form takes about five minutes. If a service is pitching "we'll handle your EIN" as a headline feature, that's convenience pricing, not necessity.
The registered agent renewal is what matters long-term. The formation fee is a one-time cost. The registered agent is what recurs every year for as long as you keep the LLC open. Over five years, the RA renewal cost usually exceeds the formation fee. Compare on that number, not just the day-one sticker.
Operating agreements are separately priced at most services. Any LLC with more than one member, and any LLC relying on its liability shield, should have a written operating agreement. It governs ownership percentages, profit splits, management structure, and dissolution. California, Maine, Missouri, and New York require it by statute; every other state treats it as strongly recommended. Don't skip it to save $99.
Frequently Asked Questions
-
Which is cheaper, Rocket Lawyer or Stripe Atlas?
Rocket Lawyer is cheaper at the starting tier ($40 vs $500). Over 5 years including RA renewals, the gap is about $140.
-
Does Rocket Lawyer or Stripe Atlas have better support?
Rocket Lawyer offers phone, email, live chat. Stripe Atlas offers email. Rocket Lawyer is the only one of the two with live chat, which matters if you anticipate back-and-forth questions during filing.
-
Can a non-US founder use Rocket Lawyer or Stripe Atlas?
Stripe Atlas supports non-US founders without a US Social Security Number. The other service is primarily US-resident oriented and may require additional workarounds for the EIN application, since non-US applicants need to file paper Form SS-4 rather than use the instant online path. For heavy non-US founder needs, services like Doola, Firstbase, or Stripe Atlas are purpose-built for that market.
-
Should I just file the LLC myself instead of using Rocket Lawyer or Stripe Atlas?
You can. The state fee is identical whether you use a service or not. What these services sell is convenience: a handled registered agent (which you can also buy standalone), a bundled operating agreement, compliance reminders, and in some cases banking and tax integrations. If your time is worth more than $50 an hour and you would rather not research your state's specific filing quirks, a service pays for itself. If you like DIY administrative work, file directly at your state's Secretary of State portal.
-
How much does the registered agent cost with each service from year 2 onward?
Rocket Lawyer renews at $250/yr. Stripe Atlas renews at $100/yr. This number matters because it recurs every year for as long as you keep the LLC. Over a five-year window, the registered agent renewal cost typically exceeds the formation fee, so it's worth more attention than most reviews give it.
Full reviews
Sources
- Pricing: www.rocketlawyer.com/pricing · verified April 21, 2026
Pricing page lists Rocket Legal at $39.99/month and Rocket Legal+ at $239.88/year, each with a 7-day free trial. Comparison table shows new business registration at $99.99 plus state fees for Rocket Legal, 'First one FREE, then $99.99 plus state fees' for Rocket Legal+, and full-price business filings for non-plus members (half off for Rocket Legal+). - Registered agent: www.rocketlawyer.com/pricing · verified April 21, 2026
Pricing comparison table shows registered agent services at $249.99/year for Rocket Legal monthly members and $124.99/year for Rocket Legal+ annual members. Trademark services at $699.99 plus USPTO fees, or $349.99 for Rocket Legal+. - One time: www.rocketlawyer.com/pricing · verified April 21, 2026
Non-member LLC formation is quoted at $99.99 plus state fees. Rocket Lawyer also advertises a 7-day free trial that gives members access to the 'first one free' formation benefit, so non-members rarely pay the $99.99 in practice without first considering membership. - Features: www.rocketlawyer.com/business-and-contracts/starting-a-business/form-a… · verified April 21, 2026
LLC formation product page markets online filing, legal document library (including LLC Operating Agreement template included with membership), Articles of Organization preparation, registered agent service as an add-on, and access to Legal Pros (independent network attorneys) for consultation. - Operating agreement: www.rocketlawyer.com/business-and-contracts/starting-a-business/form-a… · verified April 21, 2026
Operating agreement template is part of the Rocket Lawyer document library, which is free to personalize and sign under any active membership or 7-day free trial. - Support: www.rocketlawyer.com/contact-us · verified April 21, 2026
Phone (877) 881-0947 Monday-Friday 6am-6pm PT. Email support@rocketlawyer.com. Chat with us widget on contact page. Rocket Copilot AI provides additional AI-powered chat to members. - Founded: www.rocketlawyer.com/about-us · verified April 21, 2026
About page states 'Since our founding in 2008, nearly 30 million people have created Rocket Lawyer accounts.' - Headquarters: www.rocketlawyer.com/about-us · verified April 21, 2026
Rocket Lawyer does not publish a specific headquarters city or street address on its About, Careers, Contact, or Newsroom pages. Set to null per playbook rule against inventing facts. - Ratings: www.trustpilot.com/review/rocketlawyer.com · verified April 21, 2026
Trustpilot profile shows 4.5 out of 5 stars across 9,717 total reviews as of 2026-04-21. - Pricing: stripe.com/atlas · verified April 21, 2026
Pricing page: $500 one-time fee that includes government filing fees and first year of registered agent. Registered agent renews automatically at $100/yr after year one. - Registered agent renewal usd: stripe.com/atlas · verified April 21, 2026
Atlas page states: 'US$100 annually after your first year (renews automatically).' - Features: stripe.com/atlas · verified April 21, 2026
Atlas supports three entity types on its signup flow: C corporation, LLC, and Subsidiary. C-corp is listed first and historically the primary product; LLC is offered but commonly steered to Delaware or Wyoming. Only Delaware is named on the pricing page as the incorporation state for C-corps. - E in cluded: stripe.com/atlas · verified April 21, 2026
EIN acquisition is included in the flat $500. - Operating agreement: stripe.com/atlas · verified April 21, 2026
Atlas includes bylaws for C-corps and operating agreement templates for LLCs, produced in collaboration with Cooley LLP. - International: stripe.com/atlas · verified April 21, 2026
Atlas states startups in over 140 countries have used the service. Explicitly designed for non-US founders who want a US entity and US payments access. - Annual report filing: stripe.com/atlas · verified April 21, 2026
Atlas does not file Delaware annual franchise tax reports on the customer's behalf; compliance reminders are surfaced in the dashboard but the filing itself is not a bundled service. - Banking partner: stripe.com/atlas · verified April 21, 2026
Atlas partners with Mercury for bank account opening. Account is provisioned after the Delaware filing completes. - Founded: stripe.com/atlas · verified April 21, 2026
Stripe Atlas launched in 2016 as a Stripe product. Parent company Stripe was founded in 2010. - Headquarters: stripe.com/about · verified April 21, 2026
Stripe (parent) has dual HQ in South San Francisco, CA and Dublin, Ireland. Atlas is a product line, not a separately incorporated company. - Ratings: www.trustpilot.com/review/stripe.com · verified April 21, 2026
The only Trustpilot profile for Stripe covers the entire Stripe payments business, not Atlas specifically. Setting rating to null because the profile is unrepresentative of Atlas. - Support: support.stripe.com/ · verified April 21, 2026
Atlas customers receive support through the Stripe dashboard and email. Stripe does not publish a phone support channel for Atlas; live chat is via the general Stripe support product.