An independent legal information resource. Not a law firm. Not legal advice.

FreeNetLaw Consumer Legal Reference

Bankruptcy in Louisiana: Exemptions and Filing Guide

State-specific bankruptcy exemptions and filing information for Louisiana. These exemptions determine what property you can keep when filing Chapter 7 bankruptcy.

Data last updated: Jan 15, 2025

Key Takeaways

  • Homestead exemption: $35,000 (up to 5 acres in city, 200 acres elsewhere).
  • Vehicle exemption: None specific (use homestead or tools of trade).
  • Must use state exemptions (no federal option).
  • Attorney fees: $1,000–$1,800 (Ch. 7) / $2,500–$4,000 (Ch. 13) typical.
$35,000 (up to 5 acres in city, 200 acres elsewhere) Homestead exemption
None specific (use homestead or tools of trade) Vehicle exemption
No Federal option
$338 (Chapter 7) / $313 (Chapter 13) Filing fee

Louisiana Bankruptcy Exemptions

  • Homestead$35,000 (up to 5 acres in city, 200 acres elsewhere)
  • VehicleNone specific (use homestead or tools of trade)
  • Personal propertyAll necessary clothing, bedroom furniture, household items
  • WildcardNone
  • Federal exemptionsNot available

Means Test: Louisiana Median Income

To qualify for Chapter 7 in Louisiana, your income must be below the state median or you must pass the means test showing no disposable income for creditors.

  • 1 person$51,300
  • 2 people$63,500
  • 3 people$71,200
  • 4 people$84,600

Filing Costs

  • Court filing fee$338 (Chapter 7) / $313 (Chapter 13)
  • Typical attorney fee$1,000–$1,800 (Ch. 7) / $2,500–$4,000 (Ch. 13)
  • Court districtsEastern, Middle, and Western Districts of Louisiana

Louisiana bankruptcy court

Related Resources

Frequently Asked Questions

  • What is Louisiana's homestead exemption?

    Louisiana allows a $35,000 homestead exemption covering up to 5 acres in a city or 200 acres elsewhere.

  • Does Louisiana have a vehicle exemption?

    Louisiana does not have a specific motor vehicle exemption. However, vehicles used as tools of the trade may be partially protected.

  • Can I use federal exemptions in Louisiana?

    No. Louisiana requires the use of state exemptions.

  • What debts cannot be discharged in Louisiana bankruptcy?

    Common non-dischargeable debts include most student loans, recent tax debts, child support, alimony, and debts incurred through fraud.

Legal Disclaimer: FreeNetLaw provides general legal information, not legal advice. The information on this site is not a substitute for consultation with a licensed attorney. Laws vary by jurisdiction and change frequently. Always verify information with official sources and consult a qualified attorney for advice about your specific situation.

Sources