Bay Countryconsumer Finance,Inc. Consumer Complaints
Bay Countryconsumer Finance,Inc. has received 25 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Jun 1, 2026Key Takeaways
- 25 total complaints on file with the CFPB.
- Most complaints are about Payday loan, title loan, personal loan, or advance loan (8).
- Timely response rate: 100.0%.
- Consumer disputed rate: 0.0% of resolved complaints.
Complaints by Product
The following table shows how complaints against Bay Countryconsumer Finance,Inc. break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Payday loan, title loan, personal loan, or advance loan | 8 | 32.0% |
| Payday loan, title loan, or personal loan | 7 | 28.0% |
| Credit reporting or other personal consumer reports | 4 | 16.0% |
| Credit reporting, credit repair services, or other personal consumer reports | 2 | 8.0% |
| Debt collection | 2 | 8.0% |
| Mortgage | 1 | 4.0% |
| Vehicle loan or lease | 1 | 4.0% |
Most Common Issues
These are the specific issues consumers most frequently report about Bay Countryconsumer Finance,Inc..
Company Response Breakdown
When consumers file complaints, Bay Countryconsumer Finance,Inc. responds in one of several ways. The breakdown below shows how Bay Countryconsumer Finance,Inc. has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 24 | 96% |
| Closed with non-monetary relief | 1 | 4% |
Complaints by State
Top states where consumers have filed complaints against Bay Countryconsumer Finance,Inc..
| State | Complaints |
|---|---|
| Maryland | 25 |
Your Rights
What to do if you have a complaint against Bay Countryconsumer Finance,Inc.
- Contact Bay Countryconsumer Finance,Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
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How many complaints does Bay Countryconsumer Finance,Inc. have?
Bay Countryconsumer Finance,Inc. has 25 consumer complaints on file with the CFPB as of our last data refresh.
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What is the most common complaint about Bay Countryconsumer Finance,Inc.?
The most common issue reported is Struggling to pay your loan with 5 complaints.
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How do I file a complaint against Bay Countryconsumer Finance,Inc.?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Bay Countryconsumer Finance,Inc. respond to complaints on time?
Bay Countryconsumer Finance,Inc. has a 100.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.