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YKS Acceptance, Inc. Consumer Complaints

YKS Acceptance, Inc. has received 41 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.

Data last updated: Apr 16, 2026

Key Takeaways

  • 41 total complaints on file with the CFPB.
  • Most complaints are about Consumer Loan (26).
  • Timely response rate: 12.2%.
  • Consumer disputed rate: 3.8% of resolved complaints.
41 Total complaints
12.2% Timely response rate
3.8% Consumer disputed rate
Consumer Loan Most common product

Complaints by Product

The following table shows how complaints against YKS Acceptance, Inc. break down by financial product category.

Product Complaints % of Total
Consumer Loan 26 63.4%
Vehicle loan or lease 14 34.1%
Credit reporting, credit repair services, or other personal consumer reports 1 2.4%

Most Common Issues

These are the specific issues consumers most frequently report about YKS Acceptance, Inc..

Managing the loan or lease 15
Problems when you are unable to pay 8
Taking out the loan or lease 6
Shopping for a loan or lease 4
Getting a loan or lease 3
Struggling to pay your loan 3
Incorrect information on your report 1
Problems at the end of the loan or lease 1

Company Response Breakdown

When consumers file complaints, YKS Acceptance, Inc. responds in one of several ways. The breakdown below shows how YKS Acceptance, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 38 92.7%
Closed with monetary relief 1 2.4%
Closed with non-monetary relief 1 2.4%
Untimely response 1 2.4%

Complaints by State

Top states where consumers have filed complaints against YKS Acceptance, Inc..

State Complaints
Colorado 33
Wyoming 4
Indiana 2
Iowa 1
New York 1

Your Rights

What to do if you have a complaint against YKS Acceptance, Inc.

  1. Contact YKS Acceptance, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does YKS Acceptance, Inc. have?

    YKS Acceptance, Inc. has 41 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about YKS Acceptance, Inc.?

    The most common issue reported is Managing the loan or lease with 15 complaints.

  • How do I file a complaint against YKS Acceptance, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does YKS Acceptance, Inc. respond to complaints on time?

    YKS Acceptance, Inc. has a 12.2% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Legal Disclaimer: FreeNetLaw provides general legal information, not legal advice. The information on this site is not a substitute for consultation with a licensed attorney. Laws vary by jurisdiction and change frequently. Always verify information with official sources and consult a qualified attorney for advice about your specific situation.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.