Key Takeaways

  • Written Contracts: 4 years (Cal. Civ. Proc. Code § 337).
  • Oral Contracts: 2 years (Cal. Civ. Proc. Code § 339).
  • Personal Injury: 2 years (Cal. Civ. Proc. Code § 335.1).
  • Property Damage: 3 years (Cal. Civ. Proc. Code § 338(b)).

California Statute of Limitations by Claim Type

Claim Type Time Limit Statute Notes
Written Contracts 4 years Cal. Civ. Proc. Code § 337 Accrues on the date of breach.
Oral Contracts 2 years Cal. Civ. Proc. Code § 339 Accrues on the date of breach.
Personal Injury 2 years Cal. Civ. Proc. Code § 335.1 Discovery rule applies: clock starts when injury is discovered or should have been discovered.
Property Damage 3 years Cal. Civ. Proc. Code § 338(b) Accrues when damage occurs.
Medical Malpractice 3 years Cal. Civ. Proc. Code § 340.5 1 year from discovery or 3 years from injury, whichever is first. Tolled for minors until age 8.
Debt Collection 4 years Cal. Civ. Proc. Code §§ 337, 339 Written debt: 4 years. Oral debt: 2 years. Credit card debt is generally treated as written.
Fraud 3 years Cal. Civ. Proc. Code § 338(d) 3 years from discovery of the fraud.

General Notes for California

California applies the discovery rule broadly — for many causes of action, the statute does not begin to run until the plaintiff discovers or should have discovered the injury. Tolling provisions exist for minors (under 18), persons who are mentally incapacitated, and defendants who are absent from the state.

Related Resources

Frequently Asked Questions

  • What is the statute of limitations for suing on a debt in California?

    The statute of limitations for written debt (including credit card debt) in California is 4 years from the date of breach (typically the last payment). For oral debts, it's 2 years. After the statute expires, the debt is time-barred and the creditor cannot successfully sue to collect.

  • Does the statute of limitations restart in California?

    Making a partial payment or acknowledging the debt in writing can restart the statute of limitations in California. Be cautious about making any payment on old debt.

  • What happens if I'm sued after the statute of limitations expires?

    If you are sued on a time-barred debt, you must raise the statute of limitations as an affirmative defense. The court will not dismiss the case automatically — you must assert this defense in your answer.

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