Key Takeaways

  • Written Contracts: 4 years (Tex. Civ. Prac. & Rem. Code § 16.004).
  • Oral Contracts: 4 years (Tex. Civ. Prac. & Rem. Code § 16.004).
  • Personal Injury: 2 years (Tex. Civ. Prac. & Rem. Code § 16.003).
  • Property Damage: 2 years (Tex. Civ. Prac. & Rem. Code § 16.003).

Texas Statute of Limitations by Claim Type

Claim Type Time Limit Statute Notes
Written Contracts 4 years Tex. Civ. Prac. & Rem. Code § 16.004 Accrues on the date of breach.
Oral Contracts 4 years Tex. Civ. Prac. & Rem. Code § 16.004 Same as written contracts in Texas.
Personal Injury 2 years Tex. Civ. Prac. & Rem. Code § 16.003 Accrues on the date of injury. Discovery rule may apply in limited circumstances.
Property Damage 2 years Tex. Civ. Prac. & Rem. Code § 16.003 Accrues when damage occurs or is discovered.
Medical Malpractice 2 years Tex. Civ. Prac. & Rem. Code § 74.251 2 years from the act or omission, with a 10-year statute of repose. Tolled for minors under 12.
Debt Collection 4 years Tex. Civ. Prac. & Rem. Code § 16.004 4 years for written and oral debts. Texas does not distinguish between the two.
Fraud 4 years Tex. Civ. Prac. & Rem. Code § 16.004 Accrues when the fraud is discovered or should have been discovered.

General Notes for Texas

Texas applies the discovery rule in limited circumstances, primarily in fraud and professional malpractice cases. The state has a general 4-year statute for most contract and property claims. Texas does not have a broad tolling provision for absence from the state.

Related Resources

Frequently Asked Questions

  • What is the statute of limitations for debt in Texas?

    The statute of limitations for debt collection in Texas is 4 years, regardless of whether the agreement was written or oral. After 4 years from the last payment or acknowledgment, the debt is time-barred.

  • Can a debt collector still contact me after the statute expires in Texas?

    Yes. The statute of limitations only prevents a creditor from successfully suing. Debt collectors may still attempt to collect, but they cannot threaten to sue on a time-barred debt under the FDCPA.

  • How long do I have for a personal injury claim in Texas?

    You have 2 years from the date of injury to file a personal injury lawsuit in Texas. The discovery rule may apply in limited circumstances where the injury could not reasonably have been discovered at the time.

Sources