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Ingenuity RM, LLC Consumer Complaints

Ingenuity RM, LLC has received 31 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.

Data last updated: Apr 16, 2026

Key Takeaways

  • 31 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (31).
  • Timely response rate: 100.0%.
  • Consumer disputed rate: 0.0% of resolved complaints.
31 Total complaints
100.0% Timely response rate
0.0% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Ingenuity RM, LLC break down by financial product category.

Product Complaints % of Total
Debt collection 31 100.0%

Most Common Issues

These are the specific issues consumers most frequently report about Ingenuity RM, LLC.

Attempts to collect debt not owed 15
False statements or representation 6
Took or threatened to take negative or legal action 5
Communication tactics 3
Written notification about debt 2

Company Response Breakdown

When consumers file complaints, Ingenuity RM, LLC responds in one of several ways. The breakdown below shows how Ingenuity RM, LLC has resolved complaints.

Response Count Percentage
Closed with explanation 31 100%

Complaints by State

Top states where consumers have filed complaints against Ingenuity RM, LLC.

State Complaints
North Dakota 17
Minnesota 8
New Jersey 4
South Dakota 1
Texas 1

Your Rights

What to do if you have a complaint against Ingenuity RM, LLC

  1. Contact Ingenuity RM, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Ingenuity RM, LLC have?

    Ingenuity RM, LLC has 31 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Ingenuity RM, LLC?

    The most common issue reported is Attempts to collect debt not owed with 15 complaints.

  • How do I file a complaint against Ingenuity RM, LLC?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Ingenuity RM, LLC respond to complaints on time?

    Ingenuity RM, LLC has a 100.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Legal Disclaimer: FreeNetLaw provides general legal information, not legal advice. The information on this site is not a substitute for consultation with a licensed attorney. Laws vary by jurisdiction and change frequently. Always verify information with official sources and consult a qualified attorney for advice about your specific situation.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.