Minnesota Consumer Complaints
Consumers in Minnesota have filed 81,106 complaints with the Consumer Financial Protection Bureau. Below is a breakdown by product, company, and specific issue.
Data last updated: Apr 16, 2026Key Takeaways
- 81,106 total complaints from Minnesota.
- 14.1 complaints per 1,000 residents.
- Top complaint category: Credit reporting or other personal consumer reports.
- Most-complained-about company: Equifax, Inc..
Complaints by Product in Minnesota
Financial product categories with the most complaints from Minnesota consumers. Click a product to see the detailed breakdown for this state.
| Product | Complaints | % of Total |
|---|---|---|
| Credit reporting or other personal consumer reports | 37,783 | 46.6% |
| Credit reporting, credit repair services, or other personal consumer reports | 12,240 | 15.1% |
| Debt collection | 8,048 | 9.9% |
| Mortgage | 5,004 | 6.2% |
| Checking or savings account | 3,905 | 4.8% |
| Credit card | 3,240 | 4.0% |
| Credit card or prepaid card | 2,512 | 3.1% |
| Student loan | 2,055 | 2.5% |
| Money transfer, virtual currency, or money service | 1,798 | 2.2% |
| Credit reporting | 1,318 | 1.6% |
| Bank account or service | 1,054 | 1.3% |
| Vehicle loan or lease | 803 | 1.0% |
| Payday loan, title loan, or personal loan | 319 | 0.4% |
| Consumer Loan | 290 | 0.4% |
| Payday loan, title loan, personal loan, or advance loan | 262 | 0.3% |
| Prepaid card | 222 | 0.3% |
| Debt or credit management | 84 | 0.1% |
| Payday loan | 77 | 0.1% |
| Money transfers | 73 | 0.1% |
| Other financial service | 13 | 0.0% |
Most-Complained-About Companies in Minnesota
These companies receive the most complaints from consumers in Minnesota.
| Company | Complaints |
|---|---|
| Equifax, Inc. | 16,742 |
| TransUnion Intermediate Holdings, Inc. | 16,143 |
| Experian Information Solutions Inc. | 14,596 |
| Wells Fargo & Company | 3,336 |
| U.S. Bancorp | 1,794 |
| Capital One Financial Corporation | 1,471 |
| Citibank, N.A. | 1,328 |
| JPMorgan Chase & Co. | 1,194 |
| Bank of America, National Association | 1,178 |
| Synchrony Financial | 794 |
| Block, Inc. | 682 |
| American Express Company | 655 |
| Discover Bank | 538 |
| Navient Solutions, LLC. | 528 |
| Tcf National Bank | 485 |
| Paypal Holdings, Inc | 447 |
| Encore Capital Group Inc. | 423 |
| Mohela | 417 |
| Bread Financial Holdings, Inc. | 411 |
| Portfolio Recovery Associates, LLC | 409 |
| Resurgent Capital Services L.P. | 403 |
| Ocwen Financial Corporation | 367 |
| Nelnet, Inc. | 348 |
| CL Holdings LLC | 329 |
| Chime Financial Inc | 321 |
Common Issues in Minnesota
File a Complaint in Minnesota
If you're having an issue with a financial company in Minnesota, you have several options:
- CFPB: File online at consumerfinance.gov/complaint
- Minnesota Attorney General: Contact your state AG's consumer protection division
- Legal help: Find free legal aid in Minnesota
Frequently Asked Questions
-
How many consumer complaints have been filed in Minnesota?
81,106 consumer complaints from Minnesota have been filed with the CFPB. This represents a per-capita rate of 14.1 complaints per 1,000 residents.
-
What is the most common complaint in Minnesota?
The most common product category for complaints in Minnesota is Credit reporting or other personal consumer reports with 37,783 complaints.
-
Which company gets the most complaints in Minnesota?
Equifax, Inc. leads with 16,742 complaints from Minnesota consumers. View their full complaint profile.
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How do I file a consumer complaint in Minnesota?
You can file a complaint with the CFPB at consumerfinance.gov/complaint, or contact the Minnesota Attorney General's consumer protection division.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.