Key Takeaways

  • 58 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (49).
  • Timely response rate: 94.8%.
  • Consumer disputed rate: 62.5% of resolved complaints.
58 Total complaints
94.8% Timely response rate
62.5% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Advantage Financial Service LLC (Idaho) break down by financial product category.

Product Complaints % of Total
Debt collection 49 84.5%
Credit reporting, credit repair services, or other personal consumer reports 7 12.1%
Credit reporting or other personal consumer reports 2 3.4%

Most Common Issues

These are the specific issues consumers most frequently report about Advantage Financial Service LLC (Idaho).

Attempts to collect debt not owed 21
False statements or representation 7
Communication tactics 6
Incorrect information on your report 6
Took or threatened to take negative or legal action 6
Written notification about debt 6
Improper contact or sharing of info 2
Cont'd attempts collect debt not owed 1
Credit monitoring or identity theft protection services 1
Improper use of your report 1

Company Response Breakdown

When consumers file complaints, Advantage Financial Service LLC (Idaho) responds in one of several ways. The breakdown below shows how Advantage Financial Service LLC (Idaho) has resolved complaints.

Response Count Percentage
Closed with explanation 57 98.3%
Closed with non-monetary relief 1 1.7%

Complaints by State

Top states where consumers have filed complaints against Advantage Financial Service LLC (Idaho).

State Complaints
Idaho 45
Arizona 2
Colorado 2
Washington 2
AP 1
Florida 1
Montana 1
Oregon 1
South Carolina 1
Utah 1

Your Rights

What to do if you have a complaint against Advantage Financial Service LLC (Idaho)

  1. Contact Advantage Financial Service LLC (Idaho) directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Advantage Financial Service LLC (Idaho) have?

    Advantage Financial Service LLC (Idaho) has 58 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Advantage Financial Service LLC (Idaho)?

    The most common issue reported is Attempts to collect debt not owed with 21 complaints.

  • How do I file a complaint against Advantage Financial Service LLC (Idaho)?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Advantage Financial Service LLC (Idaho) respond to complaints on time?

    Advantage Financial Service LLC (Idaho) has a 94.8% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.