Key Takeaways

  • 58 total complaints on file with the CFPB.
  • Most complaints are about Payday loan, title loan, or personal loan (18).
  • Timely response rate: 86.2%.
  • Consumer disputed rate: 0.0% of resolved complaints.
58 Total complaints
86.2% Timely response rate
0.0% Consumer disputed rate
Payday loan, title loan, or personal loan Most common product

Complaints by Product

The following table shows how complaints against National Financial LLC break down by financial product category.

Product Complaints % of Total
Payday loan, title loan, or personal loan 18 31.0%
Debt collection 17 29.3%
Payday loan, title loan, personal loan, or advance loan 17 29.3%
Payday loan 3 5.2%
Consumer Loan 2 3.4%
Credit reporting or other personal consumer reports 1 1.7%

Most Common Issues

These are the specific issues consumers most frequently report about National Financial LLC.

Struggling to pay your loan 15
Charged fees or interest you didn't expect 9
Can't stop withdrawals from your bank account 5
Communication tactics 4
Attempts to collect debt not owed 3
Money was taken from your bank account on the wrong day or for the wrong amount 3
Took or threatened to take negative or legal action 3
Electronic communications 2
Managing the loan or lease 2
Problem when making payments 2

Company Response Breakdown

When consumers file complaints, National Financial LLC responds in one of several ways. The breakdown below shows how National Financial LLC has resolved complaints.

Response Count Percentage
Closed with explanation 52 89.7%
Closed with non-monetary relief 5 8.6%
Closed with monetary relief 1 1.7%

Complaints by State

Top states where consumers have filed complaints against National Financial LLC.

State Complaints
Delaware 34
Maryland 9
Pennsylvania 9
New Jersey 4
Missouri 1
Utah 1

Your Rights

What to do if you have a complaint against National Financial LLC

  1. Contact National Financial LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does National Financial LLC have?

    National Financial LLC has 58 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about National Financial LLC?

    The most common issue reported is Struggling to pay your loan with 15 complaints.

  • How do I file a complaint against National Financial LLC?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does National Financial LLC respond to complaints on time?

    National Financial LLC has a 86.2% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.