North Dakota Statute of Limitations for Debt Collection
In North Dakota, the statute of limitations for debt collection is 6 years. After this period, a lawsuit based on this type of claim is generally time-barred.
Data last updated: Apr 16, 2026Key Takeaways
- Time limit: 6 years from accrual.
- Statute: N.D. Cent. Code § 28-01-16(1).
- 6 years for all debt types.
What are debt collection claims?
The time limit for creditors to sue on an unpaid debt. After this period, the debt is time-barred.
Details
6 years for all debt types.
General North Dakota Rules
North Dakota provides a generous 6-year statute of limitations for most civil claims, including personal injury. Medical malpractice has a shorter 2-year period with a 6-year statute of repose. The discovery rule applies to medical malpractice and fraud claims.
Other Statutes of Limitations in North Dakota
Debt Collection in Other States
Frequently Asked Questions
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What is the statute of limitations for debt collection in North Dakota?
The statute of limitations for debt collection in North Dakota is 6 years. Citation: N.D. Cent. Code § 28-01-16(1).
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When does the clock start for debt collection in North Dakota?
6 years for all debt types.
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Can the statute of limitations for debt collection be extended in North Dakota?
In some cases, yes. Tolling provisions may apply for minors, persons with incapacity, or when the defendant is absent from the state. The discovery rule may also delay the start of the statute. Consult an attorney for your specific situation.