Oregon Statute of Limitations for Debt Collection
In Oregon, the statute of limitations for debt collection is 6 years. After this period, a lawsuit based on this type of claim is generally time-barred.
Data last updated: Apr 16, 2026Key Takeaways
- Time limit: 6 years from accrual.
- Statute: Or. Rev. Stat. § 12.080.
- 6 years for all debt types.
What are debt collection claims?
The time limit for creditors to sue on an unpaid debt. After this period, the debt is time-barred.
Details
6 years for all debt types.
General Oregon Rules
Oregon provides 6 years for contract and property claims, and 2 years for personal injury and fraud. The discovery rule applies broadly to personal injury, medical malpractice, and fraud. Oregon has a 5-year statute of ultimate repose for medical malpractice.
Other Statutes of Limitations in Oregon
Debt Collection in Other States
Frequently Asked Questions
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What is the statute of limitations for debt collection in Oregon?
The statute of limitations for debt collection in Oregon is 6 years. Citation: Or. Rev. Stat. § 12.080.
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When does the clock start for debt collection in Oregon?
6 years for all debt types.
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Can the statute of limitations for debt collection be extended in Oregon?
In some cases, yes. Tolling provisions may apply for minors, persons with incapacity, or when the defendant is absent from the state. The discovery rule may also delay the start of the statute. Consult an attorney for your specific situation.