Utah Statute of Limitations for Debt Collection
In Utah, the statute of limitations for debt collection is 6 years. After this period, a lawsuit based on this type of claim is generally time-barred.
Data last updated: Apr 16, 2026Key Takeaways
- Time limit: 6 years from accrual.
- Statute: Utah Code §§ 78B-2-309, 78B-2-307.
- Written debts: 6 years. Oral debts: 4 years.
What are debt collection claims?
The time limit for creditors to sue on an unpaid debt. After this period, the debt is time-barred.
Details
Written debts: 6 years. Oral debts: 4 years.
General Utah Rules
Utah provides 6 years for written contract claims and 4 years for oral contracts and personal injury. Medical malpractice has a 2-year period with a 4-year statute of repose. Utah requires pre-litigation review panels for medical malpractice claims.
Other Statutes of Limitations in Utah
Debt Collection in Other States
Frequently Asked Questions
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What is the statute of limitations for debt collection in Utah?
The statute of limitations for debt collection in Utah is 6 years. Citation: Utah Code §§ 78B-2-309, 78B-2-307.
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When does the clock start for debt collection in Utah?
Written debts: 6 years. Oral debts: 4 years.
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Can the statute of limitations for debt collection be extended in Utah?
In some cases, yes. Tolling provisions may apply for minors, persons with incapacity, or when the defendant is absent from the state. The discovery rule may also delay the start of the statute. Consult an attorney for your specific situation.