Rhode Island Statute of Limitations for Debt Collection
In Rhode Island, the statute of limitations for debt collection is 10 years. After this period, a lawsuit based on this type of claim is generally time-barred.
Data last updated: Apr 16, 2026Key Takeaways
- Time limit: 10 years from accrual.
- Statute: R.I. Gen. Laws § 9-1-13(a).
- 10 years for all debt types.
What are debt collection claims?
The time limit for creditors to sue on an unpaid debt. After this period, the debt is time-barred.
Details
10 years for all debt types.
General Rhode Island Rules
Rhode Island has one of the longest contract limitation periods at 10 years. Personal injury and fraud claims have a 3-year period. Rhode Island does not have a statute of repose for medical malpractice, making the discovery rule particularly important.
Other Statutes of Limitations in Rhode Island
Debt Collection in Other States
Frequently Asked Questions
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What is the statute of limitations for debt collection in Rhode Island?
The statute of limitations for debt collection in Rhode Island is 10 years. Citation: R.I. Gen. Laws § 9-1-13(a).
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When does the clock start for debt collection in Rhode Island?
10 years for all debt types.
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Can the statute of limitations for debt collection be extended in Rhode Island?
In some cases, yes. Tolling provisions may apply for minors, persons with incapacity, or when the defendant is absent from the state. The discovery rule may also delay the start of the statute. Consult an attorney for your specific situation.