Arkansas Statute of Limitations for Debt Collection
In Arkansas, the statute of limitations for debt collection is 5 years. After this period, a lawsuit based on this type of claim is generally time-barred.
Data last updated: Apr 16, 2026Key Takeaways
- Time limit: 5 years from accrual.
- Statute: Ark. Code § 16-56-111.
- 5 years for written obligations; oral debts also 5 years.
What are debt collection claims?
The time limit for creditors to sue on an unpaid debt. After this period, the debt is time-barred.
Details
5 years for written obligations; oral debts also 5 years.
General Arkansas Rules
Arkansas uses a 5-year period for contract claims and a 3-year period for most tort claims. The state applies the discovery rule for medical malpractice and fraud. Tolling is available for minors and persons of unsound mind.
Other Statutes of Limitations in Arkansas
Debt Collection in Other States
Frequently Asked Questions
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What is the statute of limitations for debt collection in Arkansas?
The statute of limitations for debt collection in Arkansas is 5 years. Citation: Ark. Code § 16-56-111.
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When does the clock start for debt collection in Arkansas?
5 years for written obligations; oral debts also 5 years.
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Can the statute of limitations for debt collection be extended in Arkansas?
In some cases, yes. Tolling provisions may apply for minors, persons with incapacity, or when the defendant is absent from the state. The discovery rule may also delay the start of the statute. Consult an attorney for your specific situation.