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Credit reporting, credit repair services, or other personal consumer reports Complaints in Michigan

Michigan consumers have filed 47,481 complaints about credit reporting, credit repair services, or other personal consumer reports with the CFPB. See which companies are involved and what issues consumers report most often.

Data last updated: Jun 1, 2026

Key Takeaways

  • 47,481 credit reporting, credit repair services, or other personal consumer reports complaints from Michigan.
  • Equifax, Inc. has the most complaints (14,372).
  • Most common issue: Incorrect information on your report.
47,481 Total credit reporting, credit repair services, or other personal consumer reports complaints
30 Companies involved
15 Distinct issues

Top Companies for Credit reporting, credit repair services, or other personal consumer reports in Michigan

Company Complaints % of Total
Equifax, Inc. 14,372 30.3%
TransUnion Intermediate Holdings, Inc. 14,053 29.6%
Experian Information Solutions Inc. 12,779 26.9%
Capital One Financial Corporation 519 1.1%
Lexisnexis 291 0.6%
JPMorgan Chase & Co. 233 0.5%
Credit Acceptance Corporation 212 0.4%
Synchrony Financial 181 0.4%
Citibank, N.A. 171 0.4%
Bread Financial Holdings, Inc. 144 0.3%
Ally Financial Inc. 140 0.3%
Discover Bank 130 0.3%
Bank of America, National Association 127 0.3%
General Motors Financial Company, Inc. 122 0.3%
Wells Fargo & Company 114 0.2%
Nelnet, Inc. 102 0.2%
American Express Company 88 0.2%
Corelogic Inc. 87 0.2%
Portfolio Recovery Associates, LLC 86 0.2%
Resurgent Capital Services L.P. 82 0.2%

Common Issues

Incorrect information on your report 20,254
Improper use of your report 14,158
Problem with a credit reporting company's investigation into an existing problem 11,581
Unable to get your credit report or credit score 601
Problem with fraud alerts or security freezes 346
Credit monitoring or identity theft protection services 267
Unexpected or other fees 79
Problem with a company's investigation into an existing issue 64
Fraud or scam 42
Identity theft protection or other monitoring services 33

How Companies Respond

Breakdown of how companies respond to credit reporting, credit repair services, or other personal consumer reports complaints from Michigan.

Response Count Percentage
Closed with explanation 32,026 67.5%
Closed with non-monetary relief 15,354 32.3%
Closed with monetary relief 75 0.2%
Untimely response 26 0.1%

Frequently Asked Questions

  • How many Credit reporting, credit repair services, or other personal consumer reports complaints have been filed in Michigan?

    47,481 complaints about credit reporting, credit repair services, or other personal consumer reports have been filed from Michigan.

  • Which company gets the most credit reporting, credit repair services, or other personal consumer reports complaints in Michigan?

    Equifax, Inc. leads with 14,372 credit reporting, credit repair services, or other personal consumer reports complaints in Michigan.

  • What is the most common issue with credit reporting, credit repair services, or other personal consumer reports in Michigan?

    The most frequently reported issue is Incorrect information on your report with 20,254 complaints.

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Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.