Key Takeaways

  • 378 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (361).
  • Timely response rate: 99.5%.
  • Consumer disputed rate: 24.5% of resolved complaints.
378 Total complaints
99.5% Timely response rate
24.5% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Messerli & Kramer P.A. break down by financial product category.

Product Complaints % of Total
Debt collection 361 95.5%
Credit reporting, credit repair services, or other personal consumer reports 6 1.6%
Credit card 4 1.1%
Credit reporting or other personal consumer reports 3 0.8%
Credit card or prepaid card 1 0.3%
Mortgage 1 0.3%
Payday loan, title loan, personal loan, or advance loan 1 0.3%
Vehicle loan or lease 1 0.3%

Most Common Issues

These are the specific issues consumers most frequently report about Messerli & Kramer P.A..

Took or threatened to take negative or legal action 92
Attempts to collect debt not owed 63
False statements or representation 54
Written notification about debt 45
Communication tactics 29
Taking/threatening an illegal action 27
Cont'd attempts collect debt not owed 18
Disclosure verification of debt 13
Threatened to contact someone or share information improperly 11
Improper contact or sharing of info 9

Company Response Breakdown

When consumers file complaints, Messerli & Kramer P.A. responds in one of several ways. The breakdown below shows how Messerli & Kramer P.A. has resolved complaints.

Response Count Percentage
Closed with explanation 362 95.8%
Closed 8 2.1%
Closed with non-monetary relief 8 2.1%

Complaints by State

Top states where consumers have filed complaints against Messerli & Kramer P.A..

Your Rights

What to do if you have a complaint against Messerli & Kramer P.A.

  1. Contact Messerli & Kramer P.A. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Messerli & Kramer P.A. have?

    Messerli & Kramer P.A. has 378 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Messerli & Kramer P.A.?

    The most common issue reported is Took or threatened to take negative or legal action with 92 complaints.

  • How do I file a complaint against Messerli & Kramer P.A.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Messerli & Kramer P.A. respond to complaints on time?

    Messerli & Kramer P.A. has a 99.5% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.