Key Takeaways

  • 122 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (113).
  • Timely response rate: 99.2%.
  • Consumer disputed rate: 29.5% of resolved complaints.
122 Total complaints
99.2% Timely response rate
29.5% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against MST Financial Services, L.L.C. break down by financial product category.

Product Complaints % of Total
Debt collection 113 92.6%
Credit reporting, credit repair services, or other personal consumer reports 4 3.3%
Credit reporting or other personal consumer reports 3 2.5%
Bank account or service 1 0.8%
Credit reporting 1 0.8%

Most Common Issues

These are the specific issues consumers most frequently report about MST Financial Services, L.L.C..

Written notification about debt 25
Attempts to collect debt not owed 17
False statements or representation 15
Cont'd attempts collect debt not owed 13
Communication tactics 12
Disclosure verification of debt 9
Took or threatened to take negative or legal action 8
Improper contact or sharing of info 5
Taking/threatening an illegal action 5
Threatened to contact someone or share information improperly 4

Company Response Breakdown

When consumers file complaints, MST Financial Services, L.L.C. responds in one of several ways. The breakdown below shows how MST Financial Services, L.L.C. has resolved complaints.

Response Count Percentage
Closed with explanation 100 82%
Closed with non-monetary relief 21 17.2%
Closed with monetary relief 1 0.8%

Complaints by State

Top states where consumers have filed complaints against MST Financial Services, L.L.C..

Your Rights

What to do if you have a complaint against MST Financial Services, L.L.C.

  1. Contact MST Financial Services, L.L.C. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does MST Financial Services, L.L.C. have?

    MST Financial Services, L.L.C. has 122 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about MST Financial Services, L.L.C.?

    The most common issue reported is Written notification about debt with 25 complaints.

  • How do I file a complaint against MST Financial Services, L.L.C.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does MST Financial Services, L.L.C. respond to complaints on time?

    MST Financial Services, L.L.C. has a 99.2% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.