Credit reporting, credit repair services, or other personal consumer reports Complaints in New Jersey
New Jersey consumers have filed 66,142 complaints about credit reporting, credit repair services, or other personal consumer reports with the CFPB. See which companies are involved and what issues consumers report most often.
Data last updated: Jun 1, 2026Key Takeaways
- 66,142 credit reporting, credit repair services, or other personal consumer reports complaints from New Jersey.
- Equifax, Inc. has the most complaints (21,157).
- Most common issue: Incorrect information on your report.
Top Companies for Credit reporting, credit repair services, or other personal consumer reports in New Jersey
| Company | Complaints | % of Total |
|---|---|---|
| Equifax, Inc. | 21,157 | 32.0% |
| TransUnion Intermediate Holdings, Inc. | 18,700 | 28.3% |
| Experian Information Solutions Inc. | 17,271 | 26.1% |
| Capital One Financial Corporation | 871 | 1.3% |
| Citibank, N.A. | 348 | 0.5% |
| Bank of America, National Association | 311 | 0.5% |
| JPMorgan Chase & Co. | 304 | 0.5% |
| Synchrony Financial | 303 | 0.5% |
| Wells Fargo & Company | 302 | 0.5% |
| Discover Bank | 269 | 0.4% |
| Bread Financial Holdings, Inc. | 267 | 0.4% |
| Lexisnexis | 231 | 0.3% |
| TD Bank US Holding Company | 179 | 0.3% |
| American Express Company | 168 | 0.3% |
| Resurgent Capital Services L.P. | 143 | 0.2% |
| Fidelity National Information Services, Inc. (FNIS) | 142 | 0.2% |
| Portfolio Recovery Associates, LLC | 136 | 0.2% |
| Ally Financial Inc. | 125 | 0.2% |
| Credit Acceptance Corporation | 122 | 0.2% |
| Santander Consumer USA Holdings Inc. | 118 | 0.2% |
Common Issues
How Companies Respond
Breakdown of how companies respond to credit reporting, credit repair services, or other personal consumer reports complaints from New Jersey.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 46,286 | 70% |
| Closed with non-monetary relief | 19,692 | 29.8% |
| Closed with monetary relief | 126 | 0.2% |
| Untimely response | 38 | 0.1% |
Frequently Asked Questions
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How many Credit reporting, credit repair services, or other personal consumer reports complaints have been filed in New Jersey?
66,142 complaints about credit reporting, credit repair services, or other personal consumer reports have been filed from New Jersey.
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Which company gets the most credit reporting, credit repair services, or other personal consumer reports complaints in New Jersey?
Equifax, Inc. leads with 21,157 credit reporting, credit repair services, or other personal consumer reports complaints in New Jersey.
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What is the most common issue with credit reporting, credit repair services, or other personal consumer reports in New Jersey?
The most frequently reported issue is Incorrect information on your report with 31,597 complaints.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.