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Accredited Collection Service, Inc. Consumer Complaints

Accredited Collection Service, Inc. has received 37 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.

Data last updated: Apr 16, 2026

Key Takeaways

  • 37 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (37).
  • Timely response rate: 86.5%.
  • Consumer disputed rate: 18.2% of resolved complaints.
37 Total complaints
86.5% Timely response rate
18.2% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Accredited Collection Service, Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 37 100.0%

Most Common Issues

These are the specific issues consumers most frequently report about Accredited Collection Service, Inc..

Took or threatened to take negative or legal action 10
Communication tactics 7
Written notification about debt 6
Attempts to collect debt not owed 3
Cont'd attempts collect debt not owed 3
False statements or representation 3
Disclosure verification of debt 2
Improper contact or sharing of info 2
Taking/threatening an illegal action 1

Company Response Breakdown

When consumers file complaints, Accredited Collection Service, Inc. responds in one of several ways. The breakdown below shows how Accredited Collection Service, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 37 100%

Complaints by State

Top states where consumers have filed complaints against Accredited Collection Service, Inc..

State Complaints
Nebraska 29
Iowa 3
Louisiana 1
Massachusetts 1
Missouri 1
New Jersey 1
Rhode Island 1

Your Rights

What to do if you have a complaint against Accredited Collection Service, Inc.

  1. Contact Accredited Collection Service, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Accredited Collection Service, Inc. have?

    Accredited Collection Service, Inc. has 37 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Accredited Collection Service, Inc.?

    The most common issue reported is Took or threatened to take negative or legal action with 10 complaints.

  • How do I file a complaint against Accredited Collection Service, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Accredited Collection Service, Inc. respond to complaints on time?

    Accredited Collection Service, Inc. has a 86.5% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Legal Disclaimer: FreeNetLaw provides general legal information, not legal advice. The information on this site is not a substitute for consultation with a licensed attorney. Laws vary by jurisdiction and change frequently. Always verify information with official sources and consult a qualified attorney for advice about your specific situation.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.