Key Takeaways

  • 3,573 debt collection complaints from Iowa.
  • Encore Capital Group Inc. has the most complaints (168).
  • Most common issue: Attempts to collect debt not owed.
3,573 Total debt collection complaints
30 Companies involved
11 Distinct issues

Top Companies for Debt collection in Iowa

Common Issues

Attempts to collect debt not owed 1,107
Written notification about debt 622
Communication tactics 462
False statements or representation 413
Took or threatened to take negative or legal action 342
Cont'd attempts collect debt not owed 303
Disclosure verification of debt 120
Threatened to contact someone or share information improperly 77
Taking/threatening an illegal action 46
Improper contact or sharing of info 44

How Companies Respond

Breakdown of how companies respond to debt collection complaints from Iowa.

Response Count Percentage
Closed with explanation 2,911 81.5%
Closed with non-monetary relief 528 14.8%
Untimely response 47 1.3%
Closed 38 1.1%
Closed with monetary relief 32 0.9%
In progress 17 0.5%

Frequently Asked Questions

  • How many Debt collection complaints have been filed in Iowa?

    3,573 complaints about debt collection have been filed from Iowa.

  • Which company gets the most debt collection complaints in Iowa?

    Encore Capital Group Inc. leads with 168 debt collection complaints in Iowa.

  • What is the most common issue with debt collection in Iowa?

    The most frequently reported issue is Attempts to collect debt not owed with 1,107 complaints.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.