Key Takeaways

  • 8,183 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (6,815).
  • Timely response rate: 99.3%.
  • Consumer disputed rate: 21.0% of resolved complaints.
8,183 Total complaints
99.3% Timely response rate
21.0% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against HW Holding, Inc break down by financial product category.

Product Complaints % of Total
Debt collection 6,815 83.3%
Credit reporting or other personal consumer reports 868 10.6%
Credit reporting, credit repair services, or other personal consumer reports 466 5.7%
Debt or credit management 12 0.1%
Credit reporting 11 0.1%
Credit card 4 0.0%
Vehicle loan or lease 3 0.0%
Checking or savings account 2 0.0%
Mortgage 1 0.0%
Payday loan, title loan, personal loan, or advance loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about HW Holding, Inc.

Attempts to collect debt not owed 2,581
False statements or representation 1,207
Written notification about debt 1,128
Incorrect information on your report 755
Took or threatened to take negative or legal action 650
Communication tactics 459
Cont'd attempts collect debt not owed 328
Improper use of your report 307
Disclosure verification of debt 228
Problem with a company's investigation into an existing problem 132

Company Response Breakdown

When consumers file complaints, HW Holding, Inc responds in one of several ways. The breakdown below shows how HW Holding, Inc has resolved complaints.

Response Count Percentage
Closed with explanation 6,228 76.1%
Closed with non-monetary relief 1,916 23.4%
Closed 27 0.3%
Closed with monetary relief 12 0.1%

Complaints by State

Top states where consumers have filed complaints against HW Holding, Inc.

State Complaints
Texas 1,334
Florida 1,068
Georgia 741
California 534
North Carolina 466
Illinois 311
Maryland 278
South Carolina 230
Virginia 224
Ohio 217
New York 207
Alabama 190
Pennsylvania 187
Tennessee 166
Louisiana 162
Michigan 146
Minnesota 139
Colorado 125
Arizona 113
Washington 112

Your Rights

What to do if you have a complaint against HW Holding, Inc

  1. Contact HW Holding, Inc directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does HW Holding, Inc have?

    HW Holding, Inc has 8,183 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about HW Holding, Inc?

    The most common issue reported is Attempts to collect debt not owed with 2,581 complaints.

  • How do I file a complaint against HW Holding, Inc?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does HW Holding, Inc respond to complaints on time?

    HW Holding, Inc has a 99.3% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.