Key Takeaways

  • 21,452 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (16,968).
  • Timely response rate: 99.9%.
  • Consumer disputed rate: 5.7% of resolved complaints.
21,452 Total complaints
99.9% Timely response rate
5.7% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against I.C. System, Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 16,968 79.1%
Credit reporting or other personal consumer reports 2,500 11.7%
Credit reporting, credit repair services, or other personal consumer reports 1,897 8.8%
Credit reporting 29 0.1%
Debt or credit management 25 0.1%
Credit card 15 0.1%
Credit card or prepaid card 5 0.0%
Consumer Loan 3 0.0%
Bank account or service 2 0.0%
Student loan 2 0.0%
Checking or savings account 1 0.0%
Money transfer, virtual currency, or money service 1 0.0%
Mortgage 1 0.0%
Payday loan, title loan, or personal loan 1 0.0%
Payday loan, title loan, personal loan, or advance loan 1 0.0%
Vehicle loan or lease 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about I.C. System, Inc..

Attempts to collect debt not owed 8,442
Written notification about debt 3,264
Incorrect information on your report 2,310
False statements or representation 1,717
Took or threatened to take negative or legal action 1,688
Improper use of your report 1,038
Cont'd attempts collect debt not owed 747
Communication tactics 556
Problem with a credit reporting company's investigation into an existing problem 523
Problem with a company's investigation into an existing problem 477

Company Response Breakdown

When consumers file complaints, I.C. System, Inc. responds in one of several ways. The breakdown below shows how I.C. System, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 20,390 95%
Closed with non-monetary relief 1,050 4.9%
Closed 9 0%
Untimely response 2 0%
Closed with monetary relief 1 0%

Complaints by State

Top states where consumers have filed complaints against I.C. System, Inc..

State Complaints
Texas 2,850
Florida 2,794
Georgia 2,196
California 1,800
North Carolina 997
Illinois 922
New York 908
Ohio 795
South Carolina 652
Pennsylvania 611
Michigan 554
Alabama 525
New Jersey 523
Tennessee 465
Louisiana 458
Virginia 388
Missouri 356
Maryland 348
Indiana 304
Arizona 275

Your Rights

What to do if you have a complaint against I.C. System, Inc.

  1. Contact I.C. System, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does I.C. System, Inc. have?

    I.C. System, Inc. has 21,452 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about I.C. System, Inc.?

    The most common issue reported is Attempts to collect debt not owed with 8,442 complaints.

  • How do I file a complaint against I.C. System, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does I.C. System, Inc. respond to complaints on time?

    I.C. System, Inc. has a 99.9% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.