CCS Financial Services, Inc. Consumer Complaints
CCS Financial Services, Inc. has received 24,761 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 24,761 total complaints on file with the CFPB.
- Most complaints are about Debt collection (19,542).
- Timely response rate: 83.2%.
- Consumer disputed rate: 11.1% of resolved complaints.
Complaints by Product
The following table shows how complaints against CCS Financial Services, Inc. break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Debt collection | 19,542 | 78.9% |
| Credit reporting or other personal consumer reports | 3,613 | 14.6% |
| Credit reporting, credit repair services, or other personal consumer reports | 1,515 | 6.1% |
| Debt or credit management | 41 | 0.2% |
| Credit card | 17 | 0.1% |
| Credit reporting | 13 | 0.1% |
| Credit card or prepaid card | 7 | 0.0% |
| Checking or savings account | 3 | 0.0% |
| Vehicle loan or lease | 3 | 0.0% |
| Student loan | 2 | 0.0% |
| Bank account or service | 1 | 0.0% |
| Consumer Loan | 1 | 0.0% |
| Money transfer, virtual currency, or money service | 1 | 0.0% |
| Payday loan, title loan, or personal loan | 1 | 0.0% |
| Payday loan, title loan, personal loan, or advance loan | 1 | 0.0% |
Most Common Issues
These are the specific issues consumers most frequently report about CCS Financial Services, Inc..
Company Response Breakdown
When consumers file complaints, CCS Financial Services, Inc. responds in one of several ways. The breakdown below shows how CCS Financial Services, Inc. has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 20,806 | 84% |
| Closed with non-monetary relief | 3,786 | 15.3% |
| In progress | 165 | 0.7% |
| Closed | 2 | 0% |
| Closed with monetary relief | 2 | 0% |
Complaints by State
Top states where consumers have filed complaints against CCS Financial Services, Inc..
| State | Complaints |
|---|---|
| Florida | 3,534 |
| Georgia | 2,671 |
| Texas | 2,654 |
| California | 1,654 |
| Pennsylvania | 1,359 |
| New York | 999 |
| Illinois | 984 |
| North Carolina | 934 |
| New Jersey | 892 |
| Ohio | 746 |
| South Carolina | 668 |
| Alabama | 620 |
| Maryland | 572 |
| Michigan | 535 |
| Virginia | 475 |
| Louisiana | 474 |
| Arizona | 431 |
| Massachusetts | 420 |
| Tennessee | 416 |
| Missouri | 330 |
Your Rights
What to do if you have a complaint against CCS Financial Services, Inc.
- Contact CCS Financial Services, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does CCS Financial Services, Inc. have?
CCS Financial Services, Inc. has 24,761 consumer complaints on file with the CFPB as of our last data refresh.
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What is the most common complaint about CCS Financial Services, Inc.?
The most common issue reported is Attempts to collect debt not owed with 9,349 complaints.
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How do I file a complaint against CCS Financial Services, Inc.?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does CCS Financial Services, Inc. respond to complaints on time?
CCS Financial Services, Inc. has a 83.2% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.