Credit reporting, credit repair services, or other personal consumer reports Complaints in Texas
Texas consumers have filed 251,226 complaints about credit reporting, credit repair services, or other personal consumer reports with the CFPB. See which companies are involved and what issues consumers report most often.
Data last updated: Jun 1, 2026Key Takeaways
- 251,226 credit reporting, credit repair services, or other personal consumer reports complaints from Texas.
- Equifax, Inc. has the most complaints (82,235).
- Most common issue: Incorrect information on your report.
Top Companies for Credit reporting, credit repair services, or other personal consumer reports in Texas
| Company | Complaints | % of Total |
|---|---|---|
| Equifax, Inc. | 82,235 | 32.7% |
| TransUnion Intermediate Holdings, Inc. | 72,666 | 28.9% |
| Experian Information Solutions Inc. | 67,944 | 27.0% |
| Capital One Financial Corporation | 1,918 | 0.8% |
| Lexisnexis | 856 | 0.3% |
| Synchrony Financial | 834 | 0.3% |
| JPMorgan Chase & Co. | 764 | 0.3% |
| Citibank, N.A. | 738 | 0.3% |
| Wells Fargo & Company | 729 | 0.3% |
| Bank of America, National Association | 613 | 0.2% |
| Bread Financial Holdings, Inc. | 602 | 0.2% |
| Portfolio Recovery Associates, LLC | 546 | 0.2% |
| CBC Companies, Inc. | 456 | 0.2% |
| Discover Bank | 417 | 0.2% |
| Conn's, Inc. | 414 | 0.2% |
| Santander Consumer USA Holdings Inc. | 405 | 0.2% |
| Resurgent Capital Services L.P. | 396 | 0.2% |
| Ally Financial Inc. | 392 | 0.2% |
| Fidelity National Information Services, Inc. (FNIS) | 371 | 0.1% |
| Encore Capital Group Inc. | 370 | 0.1% |
Common Issues
How Companies Respond
Breakdown of how companies respond to credit reporting, credit repair services, or other personal consumer reports complaints from Texas.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 175,379 | 69.8% |
| Closed with non-monetary relief | 75,427 | 30% |
| Closed with monetary relief | 269 | 0.1% |
| Untimely response | 150 | 0.1% |
Frequently Asked Questions
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How many Credit reporting, credit repair services, or other personal consumer reports complaints have been filed in Texas?
251,226 complaints about credit reporting, credit repair services, or other personal consumer reports have been filed from Texas.
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Which company gets the most credit reporting, credit repair services, or other personal consumer reports complaints in Texas?
Equifax, Inc. leads with 82,235 credit reporting, credit repair services, or other personal consumer reports complaints in Texas.
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What is the most common issue with credit reporting, credit repair services, or other personal consumer reports in Texas?
The most frequently reported issue is Incorrect information on your report with 110,205 complaints.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.