Key Takeaways

  • 23,345 debt collection complaints from Arizona.
  • Encore Capital Group Inc. has the most complaints (969).
  • Most common issue: Attempts to collect debt not owed.
23,345 Total debt collection complaints
30 Companies involved
11 Distinct issues

Top Companies for Debt collection in Arizona

Common Issues

Attempts to collect debt not owed 7,619
Took or threatened to take negative or legal action 4,412
Written notification about debt 3,855
False statements or representation 2,356
Communication tactics 1,940
Cont'd attempts collect debt not owed 1,432
Disclosure verification of debt 781
Threatened to contact someone or share information improperly 319
Improper contact or sharing of info 270
Taking/threatening an illegal action 187

How Companies Respond

Breakdown of how companies respond to debt collection complaints from Arizona.

Response Count Percentage
Closed with explanation 18,577 79.6%
Closed with non-monetary relief 4,087 17.5%
Untimely response 266 1.1%
In progress 160 0.7%
Closed with monetary relief 133 0.6%
Closed 122 0.5%

Frequently Asked Questions

  • How many Debt collection complaints have been filed in Arizona?

    23,345 complaints about debt collection have been filed from Arizona.

  • Which company gets the most debt collection complaints in Arizona?

    Encore Capital Group Inc. leads with 969 debt collection complaints in Arizona.

  • What is the most common issue with debt collection in Arizona?

    The most frequently reported issue is Attempts to collect debt not owed with 7,619 complaints.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.