Key Takeaways

  • 7,492 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (6,107).
  • Timely response rate: 99.6%.
  • Consumer disputed rate: 0.0% of resolved complaints.
7,492 Total complaints
99.6% Timely response rate
0.0% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis break down by financial product category.

Product Complaints % of Total
Debt collection 6,107 81.5%
Credit reporting or other personal consumer reports 1,190 15.9%
Credit reporting, credit repair services, or other personal consumer reports 151 2.0%
Debt or credit management 23 0.3%
Credit card 13 0.2%
Credit card or prepaid card 6 0.1%
Checking or savings account 1 0.0%
Vehicle loan or lease 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis.

Attempts to collect debt not owed 2,846
False statements or representation 1,244
Written notification about debt 879
Incorrect information on your report 737
Took or threatened to take negative or legal action 664
Improper use of your report 288
Communication tactics 282
Problem with a company's investigation into an existing problem 260
Electronic communications 124
Threatened to contact someone or share information improperly 68

Company Response Breakdown

When consumers file complaints, Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis responds in one of several ways. The breakdown below shows how Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis has resolved complaints.

Response Count Percentage
Closed with explanation 6,654 88.8%
Closed with non-monetary relief 671 9%
In progress 143 1.9%
Closed with monetary relief 24 0.3%

Complaints by State

Top states where consumers have filed complaints against Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis.

State Complaints
Texas 1,727
California 904
Florida 876
Georgia 606
Washington 313
Arizona 285
North Carolina 267
Tennessee 227
Illinois 191
Maryland 190
Colorado 180
Nevada 152
New York 152
Virginia 147
South Carolina 123
Pennsylvania 117
Ohio 96
Michigan 95
New Jersey 79
Louisiana 78

Your Rights

What to do if you have a complaint against Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis

  1. Contact Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis have?

    Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis has 7,492 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis?

    The most common issue reported is Attempts to collect debt not owed with 2,846 complaints.

  • How do I file a complaint against Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis respond to complaints on time?

    Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis has a 99.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.