Key Takeaways

  • 7,108 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (5,792).
  • Timely response rate: 99.6%.
  • Consumer disputed rate: 0.0% of resolved complaints.
7,108 Total complaints
99.6% Timely response rate
0.0% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis break down by financial product category.

Product Complaints % of Total
Debt collection 5,792 81.5%
Credit reporting or other personal consumer reports 1,122 15.8%
Credit reporting, credit repair services, or other personal consumer reports 151 2.1%
Debt or credit management 23 0.3%
Credit card 12 0.2%
Credit card or prepaid card 6 0.1%
Checking or savings account 1 0.0%
Vehicle loan or lease 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis.

Attempts to collect debt not owed 2,720
False statements or representation 1,154
Written notification about debt 842
Incorrect information on your report 696
Took or threatened to take negative or legal action 622
Improper use of your report 279
Communication tactics 272
Problem with a company's investigation into an existing problem 243
Electronic communications 118
Threatened to contact someone or share information improperly 64

Company Response Breakdown

When consumers file complaints, Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis responds in one of several ways. The breakdown below shows how Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis has resolved complaints.

Response Count Percentage
Closed with explanation 6,318 88.9%
Closed with non-monetary relief 640 9%
In progress 126 1.8%
Closed with monetary relief 24 0.3%

Complaints by State

Top states where consumers have filed complaints against Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis.

State Complaints
Texas 1,642
California 862
Florida 822
Georgia 578
Washington 295
Arizona 264
North Carolina 253
Tennessee 216
Illinois 181
Maryland 180
Colorado 169
Nevada 149
New York 144
Virginia 141
South Carolina 117
Pennsylvania 114
Michigan 90
Ohio 88
New Jersey 75
Alabama 72

Your Rights

What to do if you have a complaint against Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis

  1. Contact Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis have?

    Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis has 7,108 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis?

    The most common issue reported is Attempts to collect debt not owed with 2,720 complaints.

  • How do I file a complaint against Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis respond to complaints on time?

    Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis has a 99.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.