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Credit reporting, credit repair services, or other personal consumer reports Complaints in Kentucky

Kentucky consumers have filed 9,420 complaints about credit reporting, credit repair services, or other personal consumer reports with the CFPB. See which companies are involved and what issues consumers report most often.

Data last updated: Apr 16, 2026

Key Takeaways

  • 9,420 credit reporting, credit repair services, or other personal consumer reports complaints from Kentucky.
  • Equifax, Inc. has the most complaints (2,846).
  • Most common issue: Incorrect information on your report.
9,420 Total credit reporting, credit repair services, or other personal consumer reports complaints
30 Companies involved
14 Distinct issues

Top Companies for Credit reporting, credit repair services, or other personal consumer reports in Kentucky

Company Complaints % of Total
Equifax, Inc. 2,846 30.2%
TransUnion Intermediate Holdings, Inc. 2,709 28.8%
Experian Information Solutions Inc. 2,341 24.9%
Capital One Financial Corporation 117 1.2%
Synchrony Financial 60 0.6%
JPMorgan Chase & Co. 50 0.5%
Lexisnexis 45 0.5%
Bread Financial Holdings, Inc. 43 0.5%
GLA Collection Company, Inc. 40 0.4%
Citibank, N.A. 36 0.4%
Discover Bank 31 0.3%
Navient Solutions, LLC. 27 0.3%
Wells Fargo & Company 27 0.3%
Ally Financial Inc. 24 0.3%
Portfolio Recovery Associates, LLC 24 0.3%
Resurgent Capital Services L.P. 24 0.3%
Aes/pheaa 23 0.2%
U.S. Bancorp 22 0.2%
Bank of America, National Association 21 0.2%
Credit Acceptance Corporation 21 0.2%

Common Issues

Incorrect information on your report 4,047
Problem with a credit reporting company's investigation into an existing problem 2,630
Improper use of your report 2,412
Unable to get your credit report or credit score 102
Problem with fraud alerts or security freezes 95
Credit monitoring or identity theft protection services 76
Problem with a company's investigation into an existing issue 16
Fraud or scam 11
Identity theft protection or other monitoring services 11
Problem with customer service 8

How Companies Respond

Breakdown of how companies respond to credit reporting, credit repair services, or other personal consumer reports complaints from Kentucky.

Response Count Percentage
Closed with explanation 6,564 69.7%
Closed with non-monetary relief 2,836 30.1%
Closed with monetary relief 15 0.2%
Untimely response 5 0.1%

Frequently Asked Questions

  • How many Credit reporting, credit repair services, or other personal consumer reports complaints have been filed in Kentucky?

    9,420 complaints about credit reporting, credit repair services, or other personal consumer reports have been filed from Kentucky.

  • Which company gets the most credit reporting, credit repair services, or other personal consumer reports complaints in Kentucky?

    Equifax, Inc. leads with 2,846 credit reporting, credit repair services, or other personal consumer reports complaints in Kentucky.

  • What is the most common issue with credit reporting, credit repair services, or other personal consumer reports in Kentucky?

    The most frequently reported issue is Incorrect information on your report with 4,047 complaints.

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Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.