Credit reporting Complaints in North Carolina
North Carolina consumers have filed 4,208 complaints about credit reporting with the CFPB. See which companies are involved and what issues consumers report most often.
Data last updated: Apr 16, 2026Key Takeaways
- 4,208 credit reporting complaints from North Carolina.
- Equifax, Inc. has the most complaints (1,650).
- Most common issue: Incorrect information on credit report.
4,208 Total credit reporting complaints
30 Companies involved
5 Distinct issues
Top Companies for Credit reporting in North Carolina
| Company | Complaints | % of Total |
|---|---|---|
| Equifax, Inc. | 1,650 | 39.2% |
| Experian Information Solutions Inc. | 1,254 | 29.8% |
| TransUnion Intermediate Holdings, Inc. | 1,084 | 25.8% |
| Fidelity National Information Services, Inc. (FNIS) | 15 | 0.4% |
| Capital One Financial Corporation | 13 | 0.3% |
| First Advantage Corporation | 13 | 0.3% |
| Corelogic Inc. | 11 | 0.3% |
| Credit Karma, LLC | 8 | 0.2% |
| Synchrony Financial | 8 | 0.2% |
| Bank of America, National Association | 6 | 0.1% |
| First Data Corporation | 6 | 0.1% |
| Lexisnexis | 6 | 0.1% |
| Wells Fargo & Company | 6 | 0.1% |
| Ally Financial Inc. | 5 | 0.1% |
| Citibank, N.A. | 5 | 0.1% |
| Early Warning Services, LLC | 5 | 0.1% |
| National Credit Systems,Inc. | 5 | 0.1% |
| Barclays Bank Delaware | 4 | 0.1% |
| Encore Capital Group Inc. | 4 | 0.1% |
| Optimum Outcomes, Inc. | 4 | 0.1% |
Common Issues
How Companies Respond
Breakdown of how companies respond to credit reporting complaints from North Carolina.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 3,028 | 72% |
| Closed with non-monetary relief | 1,143 | 27.2% |
| Closed with monetary relief | 23 | 0.5% |
| Closed | 14 | 0.3% |
Frequently Asked Questions
-
How many Credit reporting complaints have been filed in North Carolina?
4,208 complaints about credit reporting have been filed from North Carolina.
-
Which company gets the most credit reporting complaints in North Carolina?
Equifax, Inc. leads with 1,650 credit reporting complaints in North Carolina.
-
What is the most common issue with credit reporting in North Carolina?
The most frequently reported issue is Incorrect information on credit report with 2,871 complaints.
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Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.