Key Takeaways

  • 34,145 total complaints on file with the CFPB.
  • Most complaints are about Money transfer, virtual currency, or money service (22,193).
  • Timely response rate: 100.0%.
  • Consumer disputed rate: 41.3% of resolved complaints.
34,145 Total complaints
100.0% Timely response rate
41.3% Consumer disputed rate
Money transfer, virtual currency, or money service Most common product

Complaints by Product

The following table shows how complaints against Early Warning Services, LLC break down by financial product category.

Product Complaints % of Total
Money transfer, virtual currency, or money service 22,193 65.0%
Credit reporting or other personal consumer reports 8,064 23.6%
Checking or savings account 1,836 5.4%
Credit reporting, credit repair services, or other personal consumer reports 1,791 5.2%
Credit reporting 106 0.3%
Debt collection 74 0.2%
Bank account or service 34 0.1%
Debt or credit management 15 0.0%
Credit card 14 0.0%
Credit card or prepaid card 10 0.0%
Prepaid card 5 0.0%
Money transfers 1 0.0%
Other financial service 1 0.0%
Vehicle loan or lease 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Early Warning Services, LLC.

Other transaction problem 16,681
Incorrect information on your report 5,861
Fraud or scam 2,980
Improper use of your report 1,969
Opening an account 1,104
Confusing or missing disclosures 851
Problem with a company's investigation into an existing problem 787
Unauthorized transactions or other transaction problem 657
Managing an account 432
Other service problem 405

Company Response Breakdown

When consumers file complaints, Early Warning Services, LLC responds in one of several ways. The breakdown below shows how Early Warning Services, LLC has resolved complaints.

Response Count Percentage
Closed with explanation 34,144 100%
Closed 1 0%

Complaints by State

Top states where consumers have filed complaints against Early Warning Services, LLC.

State Complaints
California 4,255
Texas 4,049
Illinois 3,892
Florida 3,652
Georgia 2,848
New York 2,827
New Jersey 1,198
Pennsylvania 944
Michigan 830
North Carolina 731
Ohio 656
Maryland 638
Arizona 610
Virginia 604
Indiana 585
Louisiana 535
Nevada 487
South Carolina 468
Tennessee 439
Mississippi 437

Your Rights

What to do if you have a complaint against Early Warning Services, LLC

  1. Contact Early Warning Services, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Early Warning Services, LLC have?

    Early Warning Services, LLC has 34,145 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Early Warning Services, LLC?

    The most common issue reported is Other transaction problem with 16,681 complaints.

  • How do I file a complaint against Early Warning Services, LLC?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Early Warning Services, LLC respond to complaints on time?

    Early Warning Services, LLC has a 100.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.