Debt collection Complaints in Rhode Island
Rhode Island consumers have filed 2,502 complaints about debt collection with the CFPB. See which companies are involved and what issues consumers report most often.
Data last updated: Jun 1, 2026Key Takeaways
- 2,502 debt collection complaints from Rhode Island.
- Encore Capital Group Inc. has the most complaints (139).
- Most common issue: Attempts to collect debt not owed.
2,502 Total debt collection complaints
30 Companies involved
11 Distinct issues
Top Companies for Debt collection in Rhode Island
| Company | Complaints | % of Total |
|---|---|---|
| Encore Capital Group Inc. | 139 | 5.6% |
| Portfolio Recovery Associates, LLC | 129 | 5.2% |
| Equifax, Inc. | 126 | 5.0% |
| TransUnion Intermediate Holdings, Inc. | 115 | 4.6% |
| Resurgent Capital Services L.P. | 114 | 4.6% |
| CL Holdings LLC | 86 | 3.4% |
| CCS Financial Services, Inc. | 73 | 2.9% |
| I.C. System, Inc. | 60 | 2.4% |
| Capital One Financial Corporation | 58 | 2.3% |
| Experian Information Solutions Inc. | 56 | 2.2% |
| Citibank, N.A. | 52 | 2.1% |
| Bank of America, National Association | 50 | 2.0% |
| Caine & Weiner Company, Inc. | 44 | 1.8% |
| Synchrony Financial | 42 | 1.7% |
| Bread Financial Holdings, Inc. | 37 | 1.5% |
| Transworld Systems Inc. | 37 | 1.5% |
| NRA Group, LLC | 33 | 1.3% |
| JPMorgan Chase & Co. | 29 | 1.2% |
| Hodosh, Lyon & Hammer, PC | 27 | 1.1% |
| Convergent Resources, Inc. | 21 | 0.8% |
Common Issues
How Companies Respond
Breakdown of how companies respond to debt collection complaints from Rhode Island.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 1,968 | 78.7% |
| Closed with non-monetary relief | 463 | 18.5% |
| Closed | 25 | 1% |
| Closed with monetary relief | 21 | 0.8% |
| Untimely response | 13 | 0.5% |
| In progress | 12 | 0.5% |
Frequently Asked Questions
-
How many Debt collection complaints have been filed in Rhode Island?
2,502 complaints about debt collection have been filed from Rhode Island.
-
Which company gets the most debt collection complaints in Rhode Island?
Encore Capital Group Inc. leads with 139 debt collection complaints in Rhode Island.
-
What is the most common issue with debt collection in Rhode Island?
The most frequently reported issue is Attempts to collect debt not owed with 1,023 complaints.
Legal Disclaimer: FreeNetLaw provides general legal information, not legal advice.
The information on this site is not a substitute for consultation with a licensed attorney.
Laws vary by jurisdiction and change frequently. Always verify information with official sources and
consult a qualified attorney for advice about your specific situation.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.