Key Takeaways

  • 134 total complaints on file with the CFPB.
  • Most complaints are about Payday loan, title loan, or personal loan (55).
  • Timely response rate: 99.3%.
  • Consumer disputed rate: 33.3% of resolved complaints.
134 Total complaints
99.3% Timely response rate
33.3% Consumer disputed rate
Payday loan, title loan, or personal loan Most common product

Complaints by Product

The following table shows how complaints against AAA Auto Title Loans, LLC break down by financial product category.

Product Complaints % of Total
Payday loan, title loan, or personal loan 55 41.0%
Payday loan, title loan, personal loan, or advance loan 34 25.4%
Debt collection 26 19.4%
Credit reporting or other personal consumer reports 13 9.7%
Credit reporting, credit repair services, or other personal consumer reports 4 3.0%
Consumer Loan 1 0.7%
Money transfer, virtual currency, or money service 1 0.7%

Most Common Issues

These are the specific issues consumers most frequently report about AAA Auto Title Loans, LLC.

Struggling to pay your loan 22
Charged fees or interest you didn't expect 21
Problem when making payments 12
Incorrect information on your report 11
Money was taken from your bank account on the wrong day or for the wrong amount 9
Attempts to collect debt not owed 7
Communication tactics 7
Can't stop withdrawals from your bank account 5
Improper use of your report 4
Loan payment wasn't credited to your account 4

Company Response Breakdown

When consumers file complaints, AAA Auto Title Loans, LLC responds in one of several ways. The breakdown below shows how AAA Auto Title Loans, LLC has resolved complaints.

Response Count Percentage
Closed with explanation 107 79.9%
Closed with monetary relief 27 20.1%

Complaints by State

Top states where consumers have filed complaints against AAA Auto Title Loans, LLC.

State Complaints
Arizona 61
Nevada 55
Texas 5
Arkansas 1
Hawaii 1
Kansas 1
Louisiana 1
Ohio 1
Oregon 1
Tennessee 1
UNITED STATES MINOR OUTLYING ISLANDS 1
Utah 1
Virginia 1
Washington 1
Wisconsin 1

Your Rights

What to do if you have a complaint against AAA Auto Title Loans, LLC

  1. Contact AAA Auto Title Loans, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does AAA Auto Title Loans, LLC have?

    AAA Auto Title Loans, LLC has 134 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about AAA Auto Title Loans, LLC?

    The most common issue reported is Struggling to pay your loan with 22 complaints.

  • How do I file a complaint against AAA Auto Title Loans, LLC?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does AAA Auto Title Loans, LLC respond to complaints on time?

    AAA Auto Title Loans, LLC has a 99.3% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.