Key Takeaways

  • 129 total complaints on file with the CFPB.
  • Most complaints are about Checking or savings account (88).
  • Timely response rate: 100.0%.
  • Consumer disputed rate: 0.0% of resolved complaints.
129 Total complaints
100.0% Timely response rate
0.0% Consumer disputed rate
Checking or savings account Most common product

Complaints by Product

The following table shows how complaints against Home Bancshares, Inc. break down by financial product category.

Product Complaints % of Total
Checking or savings account 88 68.2%
Mortgage 12 9.3%
Money transfer, virtual currency, or money service 9 7.0%
Credit reporting or other personal consumer reports 7 5.4%
Credit card or prepaid card 5 3.9%
Credit reporting, credit repair services, or other personal consumer reports 2 1.6%
Debt or credit management 2 1.6%
Payday loan, title loan, or personal loan 2 1.6%
Debt collection 1 0.8%
Payday loan, title loan, personal loan, or advance loan 1 0.8%

Most Common Issues

These are the specific issues consumers most frequently report about Home Bancshares, Inc..

Managing an account 53
Problem caused by your funds being low 11
Closing an account 9
Problem with a lender or other company charging your account 9
Fraud or scam 7
Incorrect information on your report 6
Opening an account 6
Trouble during payment process 6
Problem with a purchase shown on your statement 3
Applying for a mortgage or refinancing an existing mortgage 2

Company Response Breakdown

When consumers file complaints, Home Bancshares, Inc. responds in one of several ways. The breakdown below shows how Home Bancshares, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 121 93.8%
Closed with monetary relief 8 6.2%

Complaints by State

Top states where consumers have filed complaints against Home Bancshares, Inc..

Your Rights

What to do if you have a complaint against Home Bancshares, Inc.

  1. Contact Home Bancshares, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Home Bancshares, Inc. have?

    Home Bancshares, Inc. has 129 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Home Bancshares, Inc.?

    The most common issue reported is Managing an account with 53 complaints.

  • How do I file a complaint against Home Bancshares, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Home Bancshares, Inc. respond to complaints on time?

    Home Bancshares, Inc. has a 100.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.