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Credit reporting or other personal consumer reports Complaints in Michigan

Michigan consumers have filed 198,635 complaints about credit reporting or other personal consumer reports with the CFPB. See which companies are involved and what issues consumers report most often.

Data last updated: Apr 16, 2026

Key Takeaways

  • 198,635 credit reporting or other personal consumer reports complaints from Michigan.
  • TransUnion Intermediate Holdings, Inc. has the most complaints (66,548).
  • Most common issue: Incorrect information on your report.
198,635 Total credit reporting or other personal consumer reports complaints
30 Companies involved
9 Distinct issues

Top Companies for Credit reporting or other personal consumer reports in Michigan

Company Complaints % of Total
TransUnion Intermediate Holdings, Inc. 66,548 33.5%
Equifax, Inc. 60,990 30.7%
Experian Information Solutions Inc. 58,458 29.4%
Lexisnexis 1,638 0.8%
CBC Companies, Inc. 1,173 0.6%
Capital One Financial Corporation 694 0.3%
Fidelity National Information Services, Inc. (FNIS) 359 0.2%
Resurgent Capital Services L.P. 304 0.2%
Credit Acceptance Corporation 294 0.1%
Citibank, N.A. 262 0.1%
JPMorgan Chase & Co. 261 0.1%
Early Warning Services, LLC 257 0.1%
Ally Financial Inc. 239 0.1%
Discover Bank 205 0.1%
Synchrony Financial 185 0.1%
Bank of America, National Association 184 0.1%
Encore Capital Group Inc. 181 0.1%
Nelnet, Inc. 177 0.1%
Bread Financial Holdings, Inc. 175 0.1%
CL Holdings LLC 175 0.1%

Common Issues

Incorrect information on your report 104,769
Improper use of your report 52,075
Problem with a company's investigation into an existing problem 39,837
Unable to get your credit report or credit score 719
Credit monitoring or identity theft protection services 604
Problem with fraud alerts or security freezes 476
Problem with a company's investigation into an existing issue 130
Identity theft protection or other monitoring services 24
Struggling to repay your loan 1

How Companies Respond

Breakdown of how companies respond to credit reporting or other personal consumer reports complaints from Michigan.

Response Count Percentage
Closed with explanation 103,386 52%
Closed with non-monetary relief 87,572 44.1%
In progress 7,524 3.8%
Untimely response 106 0.1%
Closed with monetary relief 47 0%

Frequently Asked Questions

  • How many Credit reporting or other personal consumer reports complaints have been filed in Michigan?

    198,635 complaints about credit reporting or other personal consumer reports have been filed from Michigan.

  • Which company gets the most credit reporting or other personal consumer reports complaints in Michigan?

    TransUnion Intermediate Holdings, Inc. leads with 66,548 credit reporting or other personal consumer reports complaints in Michigan.

  • What is the most common issue with credit reporting or other personal consumer reports in Michigan?

    The most frequently reported issue is Incorrect information on your report with 104,769 complaints.

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Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.