Key Takeaways

  • 37,479 total complaints on file with the CFPB.
  • Most complaints are about Mortgage (35,125).
  • Timely response rate: 98.5%.
  • Consumer disputed rate: 23.7% of resolved complaints.
37,479 Total complaints
98.5% Timely response rate
23.7% Consumer disputed rate
Mortgage Most common product

Complaints by Product

The following table shows how complaints against Ocwen Financial Corporation break down by financial product category.

Product Complaints % of Total
Mortgage 35,125 93.7%
Debt collection 1,097 2.9%
Credit reporting, credit repair services, or other personal consumer reports 769 2.1%
Credit reporting or other personal consumer reports 269 0.7%
Bank account or service 62 0.2%
Credit reporting 42 0.1%
Consumer Loan 32 0.1%
Money transfer, virtual currency, or money service 28 0.1%
Debt or credit management 15 0.0%
Credit card or prepaid card 8 0.0%
Checking or savings account 7 0.0%
Credit card 7 0.0%
Payday loan, title loan, or personal loan 6 0.0%
Other financial service 3 0.0%
Money transfers 2 0.0%
Payday loan, title loan, personal loan, or advance loan 2 0.0%
Student loan 2 0.0%
Vehicle loan or lease 2 0.0%
Payday loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Ocwen Financial Corporation.

Loan modification,collection,foreclosure 11,075
Loan servicing, payments, escrow account 9,652
Trouble during payment process 5,180
Struggling to pay mortgage 4,907
Incorrect information on your report 964
Other 808
Settlement process and costs 795
Applying for a mortgage or refinancing an existing mortgage 699
Application, originator, mortgage broker 689
Closing on a mortgage 616

Company Response Breakdown

When consumers file complaints, Ocwen Financial Corporation responds in one of several ways. The breakdown below shows how Ocwen Financial Corporation has resolved complaints.

Response Count Percentage
Closed with explanation 34,407 91.8%
Closed 1,251 3.3%
Closed without relief 900 2.4%
Closed with non-monetary relief 504 1.3%
Closed with monetary relief 211 0.6%
Closed with relief 135 0.4%
In progress 68 0.2%
Untimely response 3 0%

Complaints by State

Top states where consumers have filed complaints against Ocwen Financial Corporation.

State Complaints
California 6,331
Florida 3,920
Texas 2,475
New York 2,392
New Jersey 1,829
Georgia 1,733
Pennsylvania 1,468
Maryland 1,444
Illinois 1,194
Virginia 1,064
Ohio 991
Michigan 985
Massachusetts 956
North Carolina 841
Arizona 807
Washington 758
Colorado 702
Connecticut 506
Missouri 480
Tennessee 471

Your Rights

What to do if you have a complaint against Ocwen Financial Corporation

  1. Contact Ocwen Financial Corporation directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Ocwen Financial Corporation have?

    Ocwen Financial Corporation has 37,479 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Ocwen Financial Corporation?

    The most common issue reported is Loan modification,collection,foreclosure with 11,075 complaints.

  • How do I file a complaint against Ocwen Financial Corporation?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Ocwen Financial Corporation respond to complaints on time?

    Ocwen Financial Corporation has a 98.5% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.