Key Takeaways

  • 37,228 total complaints on file with the CFPB.
  • Most complaints are about Mortgage (34,902).
  • Timely response rate: 98.5%.
  • Consumer disputed rate: 23.7% of resolved complaints.
37,228 Total complaints
98.5% Timely response rate
23.7% Consumer disputed rate
Mortgage Most common product

Complaints by Product

The following table shows how complaints against Ocwen Financial Corporation break down by financial product category.

Product Complaints % of Total
Mortgage 34,902 93.8%
Debt collection 1,091 2.9%
Credit reporting, credit repair services, or other personal consumer reports 769 2.1%
Credit reporting or other personal consumer reports 250 0.7%
Bank account or service 62 0.2%
Credit reporting 42 0.1%
Consumer Loan 32 0.1%
Money transfer, virtual currency, or money service 26 0.1%
Debt or credit management 14 0.0%
Credit card or prepaid card 8 0.0%
Checking or savings account 7 0.0%
Credit card 7 0.0%
Payday loan, title loan, or personal loan 6 0.0%
Other financial service 3 0.0%
Money transfers 2 0.0%
Payday loan, title loan, personal loan, or advance loan 2 0.0%
Student loan 2 0.0%
Vehicle loan or lease 2 0.0%
Payday loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Ocwen Financial Corporation.

Loan modification,collection,foreclosure 11,075
Loan servicing, payments, escrow account 9,652
Trouble during payment process 5,094
Struggling to pay mortgage 4,803
Incorrect information on your report 944
Other 808
Settlement process and costs 795
Application, originator, mortgage broker 689
Applying for a mortgage or refinancing an existing mortgage 689
Closing on a mortgage 602

Company Response Breakdown

When consumers file complaints, Ocwen Financial Corporation responds in one of several ways. The breakdown below shows how Ocwen Financial Corporation has resolved complaints.

Response Count Percentage
Closed with explanation 34,176 91.8%
Closed 1,251 3.4%
Closed without relief 900 2.4%
Closed with non-monetary relief 503 1.4%
Closed with monetary relief 211 0.6%
Closed with relief 135 0.4%
In progress 49 0.1%
Untimely response 3 0%

Complaints by State

Top states where consumers have filed complaints against Ocwen Financial Corporation.

State Complaints
California 6,300
Florida 3,894
Texas 2,440
New York 2,384
New Jersey 1,817
Georgia 1,715
Pennsylvania 1,454
Maryland 1,437
Illinois 1,191
Virginia 1,056
Ohio 987
Michigan 977
Massachusetts 953
North Carolina 830
Arizona 801
Washington 756
Colorado 695
Connecticut 504
Missouri 479
Tennessee 468

Your Rights

What to do if you have a complaint against Ocwen Financial Corporation

  1. Contact Ocwen Financial Corporation directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Ocwen Financial Corporation have?

    Ocwen Financial Corporation has 37,228 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Ocwen Financial Corporation?

    The most common issue reported is Loan modification,collection,foreclosure with 11,075 complaints.

  • How do I file a complaint against Ocwen Financial Corporation?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Ocwen Financial Corporation respond to complaints on time?

    Ocwen Financial Corporation has a 98.5% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.