Debt collection Complaints in Minnesota
Minnesota consumers have filed 8,349 complaints about debt collection with the CFPB. See which companies are involved and what issues consumers report most often.
Data last updated: Jun 1, 2026Key Takeaways
- 8,349 debt collection complaints from Minnesota.
- Encore Capital Group Inc. has the most complaints (373).
- Most common issue: Attempts to collect debt not owed.
8,349 Total debt collection complaints
30 Companies involved
11 Distinct issues
Top Companies for Debt collection in Minnesota
| Company | Complaints | % of Total |
|---|---|---|
| Encore Capital Group Inc. | 373 | 4.5% |
| Portfolio Recovery Associates, LLC | 363 | 4.3% |
| Resurgent Capital Services L.P. | 326 | 3.9% |
| CL Holdings LLC | 301 | 3.6% |
| TransUnion Intermediate Holdings, Inc. | 239 | 2.9% |
| CCS Financial Services, Inc. | 223 | 2.7% |
| Equifax, Inc. | 223 | 2.7% |
| Messerli & Kramer P.A. | 209 | 2.5% |
| American Accounts & Advisers, Inc. | 199 | 2.4% |
| Experian Information Solutions Inc. | 193 | 2.3% |
| Capital One Financial Corporation | 161 | 1.9% |
| I.C. System, Inc. | 142 | 1.7% |
| Erc | 132 | 1.6% |
| Wells Fargo & Company | 127 | 1.5% |
| HW Holding, Inc | 122 | 1.5% |
| Gurstel Law Firm, P.C. | 111 | 1.3% |
| Synchrony Financial | 111 | 1.3% |
| Citibank, N.A. | 110 | 1.3% |
| Caine & Weiner Company, Inc. | 99 | 1.2% |
| Convergent Resources, Inc. | 98 | 1.2% |
Common Issues
How Companies Respond
Breakdown of how companies respond to debt collection complaints from Minnesota.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 6,599 | 79% |
| Closed with non-monetary relief | 1,387 | 16.6% |
| Untimely response | 151 | 1.8% |
| Closed | 100 | 1.2% |
| Closed with monetary relief | 63 | 0.8% |
| In progress | 49 | 0.6% |
Frequently Asked Questions
-
How many Debt collection complaints have been filed in Minnesota?
8,349 complaints about debt collection have been filed from Minnesota.
-
Which company gets the most debt collection complaints in Minnesota?
Encore Capital Group Inc. leads with 373 debt collection complaints in Minnesota.
-
What is the most common issue with debt collection in Minnesota?
The most frequently reported issue is Attempts to collect debt not owed with 2,605 complaints.
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Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.