Key Takeaways

  • 25,361 total complaints on file with the CFPB.
  • Most complaints are about Student loan (20,604).
  • Timely response rate: 72.0%.
  • Consumer disputed rate: 20.3% of resolved complaints.
25,361 Total complaints
72.0% Timely response rate
20.3% Consumer disputed rate
Student loan Most common product

Complaints by Product

The following table shows how complaints against Mohela break down by financial product category.

Product Complaints % of Total
Student loan 20,604 81.2%
Credit reporting or other personal consumer reports 3,627 14.3%
Debt collection 627 2.5%
Credit reporting, credit repair services, or other personal consumer reports 459 1.8%
Debt or credit management 19 0.1%
Credit card 8 0.0%
Payday loan, title loan, personal loan, or advance loan 6 0.0%
Checking or savings account 2 0.0%
Credit card or prepaid card 2 0.0%
Credit reporting 2 0.0%
Money transfer, virtual currency, or money service 2 0.0%
Mortgage 2 0.0%
Payday loan, title loan, or personal loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Mohela.

Dealing with your lender or servicer 15,653
Incorrect information on your report 3,464
Struggling to repay your loan 2,943
Improper use of your report 1,262
Problem with a company's investigation into an existing problem 677
Attempts to collect debt not owed 199
Dealing with my lender or servicer 165
Took or threatened to take negative or legal action 162
Getting a loan 118
Problem with a credit reporting company's investigation into an existing problem 115

Company Response Breakdown

When consumers file complaints, Mohela responds in one of several ways. The breakdown below shows how Mohela has resolved complaints.

Response Count Percentage
Closed with explanation 18,695 73.7%
Untimely response 3,994 15.7%
In progress 1,379 5.4%
Closed with non-monetary relief 1,019 4%
Closed with monetary relief 272 1.1%
Closed 2 0%

Complaints by State

Top states where consumers have filed complaints against Mohela.

State Complaints
California 2,674
Texas 1,904
Florida 1,597
New York 1,515
Georgia 1,259
Pennsylvania 1,194
Illinois 1,110
Ohio 909
North Carolina 876
Virginia 868
Maryland 851
New Jersey 833
Michigan 739
Massachusetts 675
Washington 519
Colorado 487
Arizona 443
Missouri 439
Indiana 432
South Carolina 431

Your Rights

What to do if you have a complaint against Mohela

  1. Contact Mohela directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Mohela have?

    Mohela has 25,361 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Mohela?

    The most common issue reported is Dealing with your lender or servicer with 15,653 complaints.

  • How do I file a complaint against Mohela?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Mohela respond to complaints on time?

    Mohela has a 72.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.