Debt collection Complaints in North Dakota
North Dakota consumers have filed 1,227 complaints about debt collection with the CFPB. See which companies are involved and what issues consumers report most often.
Data last updated: Apr 16, 2026Key Takeaways
- 1,227 debt collection complaints from North Dakota.
- United Accounts, Inc. has the most complaints (62).
- Most common issue: Took or threatened to take negative or legal action.
1,227 Total debt collection complaints
30 Companies involved
11 Distinct issues
Top Companies for Debt collection in North Dakota
| Company | Complaints | % of Total |
|---|---|---|
| United Accounts, Inc. | 62 | 5.1% |
| Resurgent Capital Services L.P. | 55 | 4.5% |
| Encore Capital Group Inc. | 54 | 4.4% |
| CL Holdings LLC | 45 | 3.7% |
| Portfolio Recovery Associates, LLC | 44 | 3.6% |
| Experian Information Solutions Inc. | 34 | 2.8% |
| DCI Credit Services, Inc. | 32 | 2.6% |
| Messerli & Kramer P.A. | 28 | 2.3% |
| Equifax, Inc. | 27 | 2.2% |
| TransUnion Intermediate Holdings, Inc. | 25 | 2.0% |
| AAA Collections | 21 | 1.7% |
| CCS Financial Services, Inc. | 21 | 1.7% |
| Rodenburg LLP | 21 | 1.7% |
| Servicer under contract with Federal Student Aid | 19 | 1.5% |
| Capital One Financial Corporation | 17 | 1.4% |
| I.C. System, Inc. | 17 | 1.4% |
| Ingenuity RM, LLC | 17 | 1.4% |
| Bread Financial Holdings, Inc. | 15 | 1.2% |
| Citibank, N.A. | 15 | 1.2% |
| Procollect Services LLC | 14 | 1.1% |
Common Issues
How Companies Respond
Breakdown of how companies respond to debt collection complaints from North Dakota.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 985 | 80.3% |
| Closed with non-monetary relief | 146 | 11.9% |
| Untimely response | 60 | 4.9% |
| In progress | 20 | 1.6% |
| Closed | 9 | 0.7% |
| Closed with monetary relief | 7 | 0.6% |
Frequently Asked Questions
-
How many Debt collection complaints have been filed in North Dakota?
1,227 complaints about debt collection have been filed from North Dakota.
-
Which company gets the most debt collection complaints in North Dakota?
United Accounts, Inc. leads with 62 debt collection complaints in North Dakota.
-
What is the most common issue with debt collection in North Dakota?
The most frequently reported issue is Took or threatened to take negative or legal action with 315 complaints.
Legal Disclaimer: FreeNetLaw provides general legal information, not legal advice.
The information on this site is not a substitute for consultation with a licensed attorney.
Laws vary by jurisdiction and change frequently. Always verify information with official sources and
consult a qualified attorney for advice about your specific situation.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.