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Credico. Inc. Consumer Complaints

Credico. Inc. has received 119 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.

Data last updated: Apr 16, 2026

Key Takeaways

  • 119 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (115).
  • Timely response rate: 99.2%.
  • Consumer disputed rate: 26.3% of resolved complaints.
119 Total complaints
99.2% Timely response rate
26.3% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Credico. Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 115 96.6%
Debt or credit management 2 1.7%
Credit reporting or other personal consumer reports 1 0.8%
Student loan 1 0.8%

Most Common Issues

These are the specific issues consumers most frequently report about Credico. Inc..

False statements or representation 22
Communication tactics 19
Written notification about debt 19
Took or threatened to take negative or legal action 16
Attempts to collect debt not owed 14
Cont'd attempts collect debt not owed 12
Disclosure verification of debt 4
Taking/threatening an illegal action 4
Improper contact or sharing of info 3
Threatened to contact someone or share information improperly 2

Company Response Breakdown

When consumers file complaints, Credico. Inc. responds in one of several ways. The breakdown below shows how Credico. Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 119 100%

Complaints by State

Top states where consumers have filed complaints against Credico. Inc..

State Complaints
South Dakota 76
North Dakota 11
Ohio 4
Colorado 3
Illinois 3
Minnesota 3
South Carolina 3
Louisiana 2
Wyoming 2
California 1
Florida 1
Georgia 1
Iowa 1
Missouri 1
Nebraska 1
New Jersey 1
Oklahoma 1
Texas 1
Virginia 1

Your Rights

What to do if you have a complaint against Credico. Inc.

  1. Contact Credico. Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Credico. Inc. have?

    Credico. Inc. has 119 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Credico. Inc.?

    The most common issue reported is False statements or representation with 22 complaints.

  • How do I file a complaint against Credico. Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Credico. Inc. respond to complaints on time?

    Credico. Inc. has a 99.2% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Legal Disclaimer: FreeNetLaw provides general legal information, not legal advice. The information on this site is not a substitute for consultation with a licensed attorney. Laws vary by jurisdiction and change frequently. Always verify information with official sources and consult a qualified attorney for advice about your specific situation.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.