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Credit reporting or other personal consumer reports Complaints in Kentucky

Kentucky consumers have filed 37,310 complaints about credit reporting or other personal consumer reports with the CFPB. See which companies are involved and what issues consumers report most often.

Data last updated: Jun 1, 2026

Key Takeaways

  • 37,310 credit reporting or other personal consumer reports complaints from Kentucky.
  • TransUnion Intermediate Holdings, Inc. has the most complaints (12,213).
  • Most common issue: Incorrect information on your report.
37,310 Total credit reporting or other personal consumer reports complaints
30 Companies involved
8 Distinct issues

Top Companies for Credit reporting or other personal consumer reports in Kentucky

Company Complaints % of Total
TransUnion Intermediate Holdings, Inc. 12,213 32.7%
Equifax, Inc. 11,622 31.1%
Experian Information Solutions Inc. 10,493 28.1%
Lexisnexis 200 0.5%
CBC Companies, Inc. 165 0.4%
Capital One Financial Corporation 158 0.4%
Resurgent Capital Services L.P. 86 0.2%
Synchrony Financial 71 0.2%
CL Holdings LLC 70 0.2%
JPMorgan Chase & Co. 66 0.2%
Encore Capital Group Inc. 64 0.2%
Self Financial Inc. 64 0.2%
Discover Bank 62 0.2%
National Credit Systems,Inc. 62 0.2%
Citibank, N.A. 61 0.2%
CCS Financial Services, Inc. 58 0.2%
Portfolio Recovery Associates, LLC 50 0.1%
Bread Financial Holdings, Inc. 43 0.1%
Fidelity National Information Services, Inc. (FNIS) 35 0.1%
Nelnet, Inc. 35 0.1%

Common Issues

Incorrect information on your report 19,329
Improper use of your report 9,609
Problem with a company's investigation into an existing problem 7,986
Unable to get your credit report or credit score 134
Problem with fraud alerts or security freezes 124
Credit monitoring or identity theft protection services 88
Problem with a company's investigation into an existing issue 34
Identity theft protection or other monitoring services 6

How Companies Respond

Breakdown of how companies respond to credit reporting or other personal consumer reports complaints from Kentucky.

Response Count Percentage
Closed with explanation 20,189 54.1%
Closed with non-monetary relief 15,141 40.6%
In progress 1,935 5.2%
Untimely response 32 0.1%
Closed with monetary relief 13 0%

Frequently Asked Questions

  • How many Credit reporting or other personal consumer reports complaints have been filed in Kentucky?

    37,310 complaints about credit reporting or other personal consumer reports have been filed from Kentucky.

  • Which company gets the most credit reporting or other personal consumer reports complaints in Kentucky?

    TransUnion Intermediate Holdings, Inc. leads with 12,213 credit reporting or other personal consumer reports complaints in Kentucky.

  • What is the most common issue with credit reporting or other personal consumer reports in Kentucky?

    The most frequently reported issue is Incorrect information on your report with 19,329 complaints.

Legal Disclaimer: FreeNetLaw provides general legal information, not legal advice. The information on this site is not a substitute for consultation with a licensed attorney. Laws vary by jurisdiction and change frequently. Always verify information with official sources and consult a qualified attorney for advice about your specific situation.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.