Key Takeaways

  • 10,542 total complaints on file with the CFPB.
  • Most complaints are about Credit reporting or other personal consumer reports (5,409).
  • Timely response rate: 98.5%.
  • Consumer disputed rate: 0.0% of resolved complaints.
10,542 Total complaints
98.5% Timely response rate
0.0% Consumer disputed rate
Credit reporting or other personal consumer reports Most common product

Complaints by Product

The following table shows how complaints against Self Financial Inc. break down by financial product category.

Product Complaints % of Total
Credit reporting or other personal consumer reports 5,409 51.3%
Debt collection 2,088 19.8%
Credit reporting, credit repair services, or other personal consumer reports 1,424 13.5%
Credit card 703 6.7%
Credit card or prepaid card 291 2.8%
Payday loan, title loan, personal loan, or advance loan 222 2.1%
Payday loan, title loan, or personal loan 158 1.5%
Checking or savings account 127 1.2%
Debt or credit management 84 0.8%
Money transfer, virtual currency, or money service 17 0.2%
Prepaid card 16 0.2%
Student loan 3 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Self Financial Inc..

Incorrect information on your report 3,898
Improper use of your report 1,707
Problem with a company's investigation into an existing problem 1,081
Attempts to collect debt not owed 953
Took or threatened to take negative or legal action 578
Problem with a credit reporting company's investigation into an existing problem 367
False statements or representation 288
Written notification about debt 221
Closing your account 148
Problem when making payments 139

Company Response Breakdown

When consumers file complaints, Self Financial Inc. responds in one of several ways. The breakdown below shows how Self Financial Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 10,234 97.1%
In progress 202 1.9%
Closed with non-monetary relief 81 0.8%
Closed with monetary relief 25 0.2%

Complaints by State

Top states where consumers have filed complaints against Self Financial Inc..

State Complaints
Texas 1,207
Florida 1,147
Georgia 1,100
California 722
Illinois 638
New York 533
Pennsylvania 505
North Carolina 481
South Carolina 377
Alabama 313
Ohio 279
New Jersey 272
Michigan 271
Maryland 251
Louisiana 212
Virginia 207
Tennessee 205
Massachusetts 185
Mississippi 185
Nevada 149

Your Rights

What to do if you have a complaint against Self Financial Inc.

  1. Contact Self Financial Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Self Financial Inc. have?

    Self Financial Inc. has 10,542 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Self Financial Inc.?

    The most common issue reported is Incorrect information on your report with 3,898 complaints.

  • How do I file a complaint against Self Financial Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Self Financial Inc. respond to complaints on time?

    Self Financial Inc. has a 98.5% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.