Key Takeaways

  • 11,447 total complaints on file with the CFPB.
  • Most complaints are about Credit reporting or other personal consumer reports (5,891).
  • Timely response rate: 98.5%.
  • Consumer disputed rate: 0.0% of resolved complaints.
11,447 Total complaints
98.5% Timely response rate
0.0% Consumer disputed rate
Credit reporting or other personal consumer reports Most common product

Complaints by Product

The following table shows how complaints against Self Financial Inc. break down by financial product category.

Product Complaints % of Total
Credit reporting or other personal consumer reports 5,891 51.5%
Debt collection 2,410 21.1%
Credit reporting, credit repair services, or other personal consumer reports 1,424 12.4%
Credit card 771 6.7%
Credit card or prepaid card 291 2.5%
Payday loan, title loan, personal loan, or advance loan 240 2.1%
Payday loan, title loan, or personal loan 158 1.4%
Checking or savings account 133 1.2%
Debt or credit management 91 0.8%
Money transfer, virtual currency, or money service 18 0.2%
Prepaid card 17 0.1%
Student loan 3 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Self Financial Inc..

Incorrect information on your report 4,208
Improper use of your report 1,761
Problem with a company's investigation into an existing problem 1,221
Attempts to collect debt not owed 1,074
Took or threatened to take negative or legal action 745
Problem with a credit reporting company's investigation into an existing problem 367
False statements or representation 301
Written notification about debt 241
Closing your account 161
Problem with a purchase shown on your statement 153

Company Response Breakdown

When consumers file complaints, Self Financial Inc. responds in one of several ways. The breakdown below shows how Self Financial Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 10,859 94.9%
In progress 482 4.2%
Closed with non-monetary relief 81 0.7%
Closed with monetary relief 25 0.2%

Complaints by State

Top states where consumers have filed complaints against Self Financial Inc..

State Complaints
Texas 1,341
Florida 1,242
Georgia 1,170
California 787
Illinois 685
New York 572
Pennsylvania 539
North Carolina 538
South Carolina 450
Alabama 331
Ohio 309
Michigan 292
New Jersey 286
Maryland 273
Louisiana 227
Virginia 221
Tennessee 214
Mississippi 195
Massachusetts 190
Arizona 169

Your Rights

What to do if you have a complaint against Self Financial Inc.

  1. Contact Self Financial Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Self Financial Inc. have?

    Self Financial Inc. has 11,447 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Self Financial Inc.?

    The most common issue reported is Incorrect information on your report with 4,208 complaints.

  • How do I file a complaint against Self Financial Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Self Financial Inc. respond to complaints on time?

    Self Financial Inc. has a 98.5% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.