Credit reporting or other personal consumer reports Complaints in North Carolina
North Carolina consumers have filed 319,717 complaints about credit reporting or other personal consumer reports with the CFPB. See which companies are involved and what issues consumers report most often.
Data last updated: Apr 16, 2026Key Takeaways
- 319,717 credit reporting or other personal consumer reports complaints from North Carolina.
- Equifax, Inc. has the most complaints (105,301).
- Most common issue: Incorrect information on your report.
Top Companies for Credit reporting or other personal consumer reports in North Carolina
| Company | Complaints | % of Total |
|---|---|---|
| Equifax, Inc. | 105,301 | 32.9% |
| TransUnion Intermediate Holdings, Inc. | 104,552 | 32.7% |
| Experian Information Solutions Inc. | 92,108 | 28.8% |
| CBC Companies, Inc. | 2,528 | 0.8% |
| Lexisnexis | 1,057 | 0.3% |
| Capital One Financial Corporation | 933 | 0.3% |
| State Employees Credit Union | 417 | 0.1% |
| Resurgent Capital Services L.P. | 395 | 0.1% |
| Navy Federal Credit Union | 373 | 0.1% |
| Synchrony Financial | 362 | 0.1% |
| ID Analytics, Inc. | 326 | 0.1% |
| Bread Financial Holdings, Inc. | 290 | 0.1% |
| Corelogic Inc. | 290 | 0.1% |
| Discover Bank | 286 | 0.1% |
| JPMorgan Chase & Co. | 284 | 0.1% |
| Bank of America, National Association | 280 | 0.1% |
| Wells Fargo & Company | 271 | 0.1% |
| Citibank, N.A. | 268 | 0.1% |
| Fidelity National Information Services, Inc. (FNIS) | 258 | 0.1% |
| Self Financial Inc. | 254 | 0.1% |
Common Issues
How Companies Respond
Breakdown of how companies respond to credit reporting or other personal consumer reports complaints from North Carolina.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 164,521 | 51.5% |
| Closed with non-monetary relief | 141,102 | 44.1% |
| In progress | 13,825 | 4.3% |
| Untimely response | 195 | 0.1% |
| Closed with monetary relief | 73 | 0% |
Frequently Asked Questions
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How many Credit reporting or other personal consumer reports complaints have been filed in North Carolina?
319,717 complaints about credit reporting or other personal consumer reports have been filed from North Carolina.
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Which company gets the most credit reporting or other personal consumer reports complaints in North Carolina?
Equifax, Inc. leads with 105,301 credit reporting or other personal consumer reports complaints in North Carolina.
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What is the most common issue with credit reporting or other personal consumer reports in North Carolina?
The most frequently reported issue is Incorrect information on your report with 176,590 complaints.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.