Key Takeaways

  • 693 total complaints on file with the CFPB.
  • Most complaints are about Mortgage (590).
  • Timely response rate: 97.8%.
  • Consumer disputed rate: 20.1% of resolved complaints.
693 Total complaints
97.8% Timely response rate
20.1% Consumer disputed rate
Mortgage Most common product

Complaints by Product

The following table shows how complaints against Guild Holdings Company break down by financial product category.

Product Complaints % of Total
Mortgage 590 85.1%
Credit reporting or other personal consumer reports 58 8.4%
Credit reporting, credit repair services, or other personal consumer reports 31 4.5%
Debt collection 8 1.2%
Credit reporting 4 0.6%
Debt or credit management 1 0.1%
Money transfer, virtual currency, or money service 1 0.1%

Most Common Issues

These are the specific issues consumers most frequently report about Guild Holdings Company.

Trouble during payment process 174
Struggling to pay mortgage 87
Closing on a mortgage 76
Applying for a mortgage or refinancing an existing mortgage 70
Incorrect information on your report 52
Loan modification,collection,foreclosure 48
Loan servicing, payments, escrow account 45
Improper use of your report 41
Application, originator, mortgage broker 34
Settlement process and costs 19

Company Response Breakdown

When consumers file complaints, Guild Holdings Company responds in one of several ways. The breakdown below shows how Guild Holdings Company has resolved complaints.

Response Count Percentage
Closed with explanation 641 92.5%
In progress 19 2.7%
Closed with monetary relief 18 2.6%
Closed with non-monetary relief 9 1.3%
Closed without relief 5 0.7%
Closed with relief 1 0.1%

Complaints by State

Top states where consumers have filed complaints against Guild Holdings Company.

Your Rights

What to do if you have a complaint against Guild Holdings Company

  1. Contact Guild Holdings Company directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Guild Holdings Company have?

    Guild Holdings Company has 693 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Guild Holdings Company?

    The most common issue reported is Trouble during payment process with 174 complaints.

  • How do I file a complaint against Guild Holdings Company?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Guild Holdings Company respond to complaints on time?

    Guild Holdings Company has a 97.8% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.