Key Takeaways

  • 271 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (230).
  • Timely response rate: 99.6%.
  • Consumer disputed rate: 42.2% of resolved complaints.
271 Total complaints
99.6% Timely response rate
42.2% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against M.A.R.S., Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 230 84.9%
Credit reporting or other personal consumer reports 28 10.3%
Credit reporting, credit repair services, or other personal consumer reports 11 4.1%
Credit card or prepaid card 1 0.4%
Credit reporting 1 0.4%

Most Common Issues

These are the specific issues consumers most frequently report about M.A.R.S., Inc..

Attempts to collect debt not owed 62
False statements or representation 53
Written notification about debt 43
Cont'd attempts collect debt not owed 21
Communication tactics 18
Took or threatened to take negative or legal action 18
Incorrect information on your report 16
Problem with a company's investigation into an existing problem 11
Improper use of your report 9
Disclosure verification of debt 7

Company Response Breakdown

When consumers file complaints, M.A.R.S., Inc. responds in one of several ways. The breakdown below shows how M.A.R.S., Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 270 99.6%
Closed with non-monetary relief 1 0.4%

Complaints by State

Top states where consumers have filed complaints against M.A.R.S., Inc..

Your Rights

What to do if you have a complaint against M.A.R.S., Inc.

  1. Contact M.A.R.S., Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does M.A.R.S., Inc. have?

    M.A.R.S., Inc. has 271 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about M.A.R.S., Inc.?

    The most common issue reported is Attempts to collect debt not owed with 62 complaints.

  • How do I file a complaint against M.A.R.S., Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does M.A.R.S., Inc. respond to complaints on time?

    M.A.R.S., Inc. has a 99.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.