Payactiv, Inc. Consumer Complaints
Payactiv, Inc. has received 93 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 93 total complaints on file with the CFPB.
- Most complaints are about Prepaid card (28).
- Timely response rate: 81.7%.
- Consumer disputed rate: 0.0% of resolved complaints.
Complaints by Product
The following table shows how complaints against Payactiv, Inc. break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Prepaid card | 28 | 30.1% |
| Payday loan, title loan, personal loan, or advance loan | 21 | 22.6% |
| Checking or savings account | 16 | 17.2% |
| Credit card or prepaid card | 13 | 14.0% |
| Money transfer, virtual currency, or money service | 7 | 7.5% |
| Payday loan, title loan, or personal loan | 5 | 5.4% |
| Credit card | 2 | 2.2% |
| Debt collection | 1 | 1.1% |
Most Common Issues
These are the specific issues consumers most frequently report about Payactiv, Inc..
Company Response Breakdown
When consumers file complaints, Payactiv, Inc. responds in one of several ways. The breakdown below shows how Payactiv, Inc. has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 93 | 100% |
Complaints by State
Top states where consumers have filed complaints against Payactiv, Inc..
| State | Complaints |
|---|---|
| Texas | 16 |
| Illinois | 9 |
| Florida | 7 |
| California | 6 |
| North Carolina | 6 |
| Nevada | 6 |
| Ohio | 6 |
| Oregon | 5 |
| Indiana | 4 |
| Arizona | 3 |
| Mississippi | 3 |
| Virginia | 3 |
| Connecticut | 2 |
| Georgia | 2 |
| Idaho | 2 |
| Missouri | 2 |
| New York | 2 |
| Oklahoma | 2 |
| Colorado | 1 |
| District of Columbia | 1 |
Your Rights
What to do if you have a complaint against Payactiv, Inc.
- Contact Payactiv, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Payactiv, Inc. have?
Payactiv, Inc. has 93 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Payactiv, Inc.?
The most common issue reported is Problem with a purchase or transfer with 11 complaints.
-
How do I file a complaint against Payactiv, Inc.?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
-
Does Payactiv, Inc. respond to complaints on time?
Payactiv, Inc. has a 81.7% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.