Key Takeaways

  • 206 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (76).
  • Timely response rate: 97.6%.
  • Consumer disputed rate: 14.9% of resolved complaints.
206 Total complaints
97.6% Timely response rate
14.9% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Qc Holdings Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 76 36.9%
Payday loan, title loan, personal loan, or advance loan 50 24.3%
Payday loan, title loan, or personal loan 41 19.9%
Payday loan 24 11.7%
Consumer Loan 5 2.4%
Credit reporting or other personal consumer reports 5 2.4%
Checking or savings account 2 1.0%
Credit reporting, credit repair services, or other personal consumer reports 1 0.5%
Money transfer, virtual currency, or money service 1 0.5%
Mortgage 1 0.5%

Most Common Issues

These are the specific issues consumers most frequently report about Qc Holdings Inc..

Charged fees or interest you didn't expect 26
Communication tactics 26
Struggling to pay your loan 20
Attempts to collect debt not owed 9
Can't contact lender 9
Took or threatened to take negative or legal action 9
Problem with the payoff process at the end of the loan 8
Cont'd attempts collect debt not owed 7
Can't contact lender or servicer 6
Loan payment wasn't credited to your account 6

Company Response Breakdown

When consumers file complaints, Qc Holdings Inc. responds in one of several ways. The breakdown below shows how Qc Holdings Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 171 83%
Closed with non-monetary relief 21 10.2%
Closed with monetary relief 13 6.3%
In progress 1 0.5%

Complaints by State

Top states where consumers have filed complaints against Qc Holdings Inc..

Your Rights

What to do if you have a complaint against Qc Holdings Inc.

  1. Contact Qc Holdings Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Qc Holdings Inc. have?

    Qc Holdings Inc. has 206 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Qc Holdings Inc.?

    The most common issue reported is Charged fees or interest you didn't expect with 26 complaints.

  • How do I file a complaint against Qc Holdings Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Qc Holdings Inc. respond to complaints on time?

    Qc Holdings Inc. has a 97.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.